Lincoln County property record for 6540 Lowland Ct, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,571 sqft · built 2021 |
| Lot Size | 0.16 acres (7,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $581,000 (Jul 2022) |
| Tax Bill | $3,940 (2023) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-71-9432 |
| Primary APN | 3692-71-9432 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,571 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Custom Design |
| Lot Area | 7,013 sqft (0.16 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 145481 |
|---|---|
| Street Address | 6540 LOWLAND CT |
| City | DENVER |
| State | NC |
| Zip | 28037-0599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #748 CAROLINA RIDGE |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 71102 |
Source: Lincoln County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6540 LOWLAND CT, DENVER, NC 28037-0599 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 20, 2022 | Special Warranty Deed, Transfer |
| Jun 16, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Prior Sale | Jun 16, 2022 · Amount on Record |
| Deed Document Number | 655239 |
| Deed Book / Page | 3182 / 198 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 6540 LOWLAND CT, DENVER, NC 28037-0599 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0003215729 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 3215/729 |
| Instrument | 661140 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2042 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 20, 2022 |
| Property Address | 6540 LOWLAND CT, DENVER, NC 28037-0599 |
| Document Number | 0003182198 |
| Book / Page | 3182 / 198 |
| Map Reference | MB 18 PG 158-164 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 655239 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,162.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 BREA CANYON RD, WALNUT, CA 91789-3078 |
| Name | Verified Name |
|---|---|
| Address | 6545 LOWLAND CT, DENVER, NC 28037-0599 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 16, 2022 |
| Property Address | 6540 LOWLAND CT, DENVER, NC 28037-0599 |
| Document Number | 0003173883 |
| Book / Page | 3173 / 883 |
| Map Reference | MB 18 PG 158-164 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 653776 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,181.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 BREA CANYON RD, WALNUT, CA 91789-3078 |
| Name | Verified Name |
|---|---|
| Address | 6540 LOWLAND CT, DENVER, NC 28037-0599 |
| Document Number | 0000653777 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 653777 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
Source: Lincoln County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,940.00 | $635,242 Land $75,000 Building $560,242 | $635,242 Land $75,000 Building $560,242 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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