6540 Lake Rd, Appleton, NY 14008 Property Records

Niagara County and Newfane Town property record for 6540 Lake Rd, Appleton, NY 14008 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1880
Square Footage2,132 sqft Living Area
Lot Size788,436 sqft (18.1 acres)
OccupancyOwner Occupied
Last Sale$88,500 (2004)
Tax Bill$12,460.00 (2025)

Property Details

APN / Parcel Number

Primary APN292800 6.04-1-32
Alternative APN
  • 28000060040001032000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,132 sqft Living Area
1st Floor1,208 sqft 1st Floor
Upper Floors924 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area788,436 sqft (18.1 acres)
Parking Spaces11 Parking Spaces
Garage TypeMixed Garage
Garage Area576 sqft Garage

Exterior Amenities

Shed1 Shed
Porch Area140 sqft Porch
Canopy Area1,896 sqft Canopy
Pole StructurePole Structure

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address6540 LAKE RD
CityAPPLETON
StateNY
Zip14008-9608
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Block1
Legal Lot Number32.000
JurisdictionNIAGARA NY
Minor Civil DivisionNEWFANE
Census Blockgroup1
Census Block1006
Census Tract24202

Owner

Source: Niagara County and Newfane Town records · APN 292800 6.04-1-32

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6540 LAKE RD, APPLETON, NY 14008-9608
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE COMMUNITY FCU
Aug 02, 2022Deed of Trust, Mortgage · Line of Credit
CORNERSTONE COMMUNITY FCU
Jun 10, 2020Deed of Trust, Mortgage · Stand Alone Second Mortgage
CORNERSTONE COMMUNITY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2004 · Amount on Record
Deed SaleFeb 27, 2004 · Amount on Record
Deed Book / Page3268 / 948
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address6540 LAKE RD, APPLETON, NY 14008-9608
Transaction TypeMortgage
Record UpdatedAug 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6540 E LAKE RD, APPLETON, NY 14008-9608

Mortgage

Document Number0000002301
DateAug 17, 2023
Instrument2023-12301
Lender
NameCORNERSTONE COMMUNITY FCU
TypeCredit Union
AddressLOCKPORT, NY 14094
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address6540 LAKE RD, APPLETON, NY 14008-9608
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6540 LAKE RD, APPLETON, NY 14008-9608

Mortgage

Document Number0000005083
DateAug 02, 2022
Instrument2022-15083
Lender
NameCORNERSTONE COMMUNITY FCU
TypeCredit Union
AddressLOCKPORT, NY 14095
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address6540 LAKE RD, APPLETON, NY 14008-9608
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008726
DateJun 10, 2020
Instrument2020-08726
Lender
NameCORNERSTONE COMMUNITY FCU
TypeCredit Union
AddressLOCKPORT, NY 14095
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueJun 09, 2025

Tax Assessment & Valuation

Source: Niagara County and Newfane Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionNewfane Town
Unified School DistrictNewfane Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,460.00$273,700 (-) Land $23,900 Building $249,800$636,500 (+20.94%) Land $55,580 Building $580,920
2023$273,700 Land $23,900 Building $249,800$526,300 Land $45,958 Building $480,342

Flood & Wildfire

6540 Lake Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Niagara County (36063C), updated November 6, 2025

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
7th percentile of exposed land nationally · 11th in New York
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number