6540 Cowell Rd, Brighton, MI 48116 Property Records

Livingston County property record for 6540 Cowell Rd, Brighton, MI 48116

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,110 sqft · built 1967
Lot Size	0.859 acres (37,418 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Sep 2017)
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-14-404-001`

Property Details

APN / Parcel Number

Primary APN	`15-14-404-001`
Alternative APN	`471514404001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,110 sqft Living Area
1st Floor Area	1,705 sqft
Basement Area	661 sqft
Unfinished Basement	661 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood Siding
Lot Area	37,418 sqft (0.859 acres)
Lot Width	174 ft Width
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	149 sqft
Patio Area	443 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6540 COWELL RD
City	BRIGHTON
State	MI
Zip	48116-9128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WFR
Legal Description	SEC 14 T1N R5E WINANS LAKE HILLS LOT 1
Legal Range	05E
Legal Township	01N
Legal Section	14
Legal Subdivision	WINANS LAKE HILLS
Legal Tract	743400
Legal Lot Number	1
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HAMBURG
Census Block Group	2
Census Block	2005
Census Tract	743400

Owner

6540 Cowell Rd is owned and occupied by two individuals who bought it in September 2017.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6540 COWELL RD, BRIGHTON, MI 48116-9128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 19, 2017	Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2017 · Amount on File
Deed Sale	Sep 17, 2017 · Amount on File
Prior Sale	Jun 14, 2000 · Amount on File
Deed Document Number	201727403
Prior Transfer Date	Apr 19, 2000
Prior Transfer Doc	2779000274
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	6540 COWELL RD, BRIGHTON, MI 48116-9128
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 COWELL RD, BRIGHTON, MI 48116-9128

Mortgage

Document Number	2021R037553
Date	Sep 13, 2021
Instrument	2021R-037553

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 19, 2017
Property Address	6540 COWELL RD, BRIGHTON, MI 48116-9128
Document Number	0000027403
Instrument Date	Sep 15, 2017
Instrument	27403
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,579.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5261 LONG LAKE RD READING MI 492749323, READING, MI 49274-9323

Mortgage

Document Number	27404
Date	Sep 19, 2017
Instrument	27404

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6540 Cowell Rd was $3,811 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Hamburg Township
Unified School District	Pinckney Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,260	$350,520
2025	$3,811.00
2023		$175,120
2021	$3,252.00		$350,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6540 Cowell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6540 Cowell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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