6540 Corte Montecito, Carlsbad, CA 92009 Property Records

San Diego County property record for 6540 Corte Montecito, Carlsbad, CA 92009 · Last verified July 2026

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,702 sqft · built 1983
Lot Size2.31 acres (101,027 sqft)
OwnerIndividual Name on File
Last Sale$955,000 (May 2026)
Tax Bill$10,964 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN222-470-03-02

Property Details

APN / Parcel Number

Primary APN222-470-03-02

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,702 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Roof MaterialTile
Lot Area101,027 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6540 CORTE MONTECITO
CityCARLSBAD
StateCA
Zip92009-4529
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 3 US 43PER DOC84-231251&UND INT IN TR 010072
Legal SubdivisionCARLSBAD COURT
Legal Tract010072
Legal Block2
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2006
Census Tract20031

Owner

Source: San Diego County records · APN 222-470-03-02

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6540 CORTE MONTECITO, CARLSBAD, CA 92009-4529
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Grant Deed, Transfer · Conventional Mortgage
THE TURNKEY FOUNDATION INC
Apr 27, 2022Grant Deed, Transfer · Conventional Mortgage
FLORIDA CAPITAL BANK NA
Aug 25, 2020Deed of Trust, Mortgage · Conventional with PMI
SUMMIT POINT FINANCIAL GROUP INC SUMMIT POINT FINANCIAL GROUP INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Prior SaleApr 27, 2022 · Amount on Record
Deed Document Number2026152439
Prior Transfer DateMar 07, 2014
Prior Transfer Doc0000128101
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 28, 2026
Property Address6540 CORTE MONTECITO, CARLSBAD, CA 92009-4529
Document Number0000152439
Instrument DateMay 11, 2026
Instrument2026152439
Transaction TypeTransfer
Record UpdatedJun 08, 2026
Title CompanyCONSUMER TITLE, CONSUMERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$106,100.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6540 CORTE MONTECITO, CARLSBAD, CA 92009-4529

Mortgage

Document Number0000152440,
DateMay 28, 2026
Instrument2026152440
Lender
NameTHE TURNKEY FOUNDATION INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 27, 2022
Property Address6540 CORTE MONTECITO, CARLSBAD, CA 92009-4529
Document Number0000183848
Map ReferenceMAP 10072
Instrument DateApr 19, 2022
Instrument2022-0183848
Transaction TypeTransfer
Record UpdatedMay 04, 2022
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6540 CORTE MONTECITO, CARLSBAD, CA 92009-4529

Mortgage

Document Number0000183849
DateApr 27, 2022
Instrument2022-0183849
Lender
NameFLORIDA CAPITAL BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateMay 01, 2032
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate8.5%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6540 CORTE MONTECITO, CARLSBAD, CA 92009-4529
Document Number0000501975
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6540 CORTE MONTECITO CARLSBAD CA 920094529, CARLSBAD, CA 92009-4529

Mortgage

Document Number0000501975
DateSep 01, 2020
Instrument501975
Lender
NameSUMMIT POINT FINANCIAL GROUP INC SUMMIT POINT FINANCIAL GROUP INC
TypeBank
AddressSAN DIEGO, CA 92101
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 31, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$975,262 (+5.89%) Land $596,611 Building $378,651
2025$10,964.00 (+11.4%)$921,000 (+3.83%) Land $563,000 Building $358,000
2023$9,842.00 (+98.43%)$887,000 Land $542,000 Building $345,000
2022$4,960.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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