Winston County property record for 6540 Co Rd 40, Arley, AL 35541
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,140 sqft · built 2001 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Dec 2020) |
| Tax Bill | $658 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33982 |
| Primary APN | 33982 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile Home |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 201 ft deep x 256 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Account Number | 33982 |
|---|---|
| Street Address | 6540 COUNTY ROAD 40 |
| City | ARLEY |
| State | AL |
| Zip | 35541 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | COM INT N LN S9-T11-R6 AND E CONTOUR SMITH LAKE TH E483.07 SE490.49 TO POB SE250.93 SW205 S NLY ALG CONTOUR 256.92 NE194.11 D |
| Legal Range | 06W |
| Legal Township | 11S |
| Legal Section | 09 |
| Jurisdiction | WINSTON AL |
| Township / Civil Division | ADDISON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 965503 |
6540 Co Rd 40, a mobile home, is owned by two individuals who bought it in December 2020.
Source: Winston County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2207 DUNDEE DR SW, DECATUR, AL 35603-1103 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| May 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK ALABAMA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on File |
| Deed Sale | Dec 21, 2020 · Amount on File |
| Prior Sale | May 25, 2018 · Amount on File |
| Deed Book / Page | 347 / 702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINSTON AL |
| Recording Date | Dec 21, 2020 |
| Property Address | 6540 COUNTY ROAD 40, ARLEY, AL 35541 |
| Document Number | 000347/702 |
| Book / Page | 347 / 702 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 711 CHURCH RD, 711, HARTSELLE, AL 35640-5605 |
| Name | Verified Name |
|---|---|
| Address | 2207 DUNDEE DR SW, DECATUR, AL 35603-1103 |
| Document Number | 0659083506590835 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 0659/083506590835 |
| Name | HOMETOWN LENDERS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINSTON AL |
| Recording Date | May 25, 2018 |
| Property Address | 6540 COUNTY ROAD 40, ARLEY, AL 35541 |
| Document Number | 000330/581 |
| Book / Page | 330 / 581 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4119 MILLER CIR, 4119, INDIAN SPRINGS, AL 35124 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 711 CHURCH RD, HARTSELLE, AL 35640-5605 |
| Document Number | 627/917 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 627/917 |
| Name | MERCHANTS BANK ALABAMA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 6540 Co Rd 40 was $658, up 6.6% from the year before.
Source: Winston County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Winston County |
| Unified School District | Winston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $658.00 (+6.65%) | ||
| 2025 | $617.00 (+1.98%) | $22,060 (+2.04%) | $220,500 (+2.01%) Land $148,200 Building $72,300 |
| 2024 | $605.00 (+2.54%) | $21,620 (+2.46%) | $216,160 (+2.54%) Land $143,900 Building $72,260 |
| 2023 | $590.00 (-0.67%) | $21,100 (-0.57%) | $210,800 (-0.6%) Land $143,900 Building $66,900 |
| 2022 | $594.00 | $21,220 | $212,080 Land $143,900 Building $68,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6540 Co Rd 40 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6540 Co Rd 40 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sprout Fiber Internet Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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