6540 Atascadero Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 6540 Atascadero Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,470 sqft · built 1949
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,606 (2025)
Deeds & Mortgages	Oct 2021 Transfer Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`030-371-001`

Property Details

APN / Parcel Number

Primary APN	`030-371-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	6540 ATASCADERO AVE
City	ATASCADERO
State	CA
Zip	93422-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSFX
Legal Description	CY ATAS ATAS BL DB PTN LT 10
Legal Subdivision	ATASCADERO
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2002
Census Tract	12601

Owner

6540 Atascadero Ave is owned by two individuals who acquired it in September 1995.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 117, FLORENCE, MT 59833-0117
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Intrafamily Transfer, Transfer
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU
Aug 26, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 7, 1995
Transfer Doc	0000041341
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 29, 2021
Property Address	6540 ATASCADERO AVE, ATASCADERO, CA 93422-4105
Document Number	0000073149
Map Reference	MB 4 PG 1
Instrument Date	Oct 15, 2021
Instrument	2021073149
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 117, FLORENCE, MT 59833-0117

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6540 ATASCADERO AVE, ATASCADERO, CA 93422-4105
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 117, FLORENCE, MT 59833-0117

Mortgage

Document Number	0000058756
Date	Aug 24, 2021
Instrument	2021058756

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2036
Min Rate At Change	3.5%
Index	10-Year TN
Max Rate	8.5%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 26, 2021
Property Address	6540 ATASCADERO AVE, ATASCADERO, CA 93422-4105
Document Number	0000059225
Map Reference	MB 4 PG 1
Instrument Date	Aug 4, 2021
Instrument	2021059225
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 117, FLORENCE, MT 59833-0117

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6540 ATASCADERO AVE, ATASCADERO, CA 93422-4105
Document Number	0000010210
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6540 ATASCADERO AVE ATASCADERO CA 934224105, ATASCADERO, CA 93422-4105

Mortgage

Document Number	0000010210
Date	Mar 15, 2018
Instrument	10210

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 14, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 6540 Atascadero Ave was $5,606.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$439,583 (+2%) Land $186,298 Building $253,285
2025	$5,606.00	$430,965 Land $182,646 Building $248,319
2023	$5,272.00 (+2.93%)	$414,231 Land $175,554 Building $238,677
2022	$5,122.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6540 Atascadero Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6540 Atascadero Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Ranch Wifi, T-Mobile.

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