6540 Ambar Ave, Cincinnati, OH 45230 Property Records

Hamilton County property record for 6540 Ambar Ave, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,215 sqft · built 1961
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Jan 2004)
Tax Bill	$4,466 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-0003-0215-00`

Property Details

APN / Parcel Number

Primary APN	`002-0003-0215-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
1st Floor Area	1,215 sqft
Basement Area	1,215 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1961
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	136 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6540 AMBAR AVE
City	CINCINNATI
State	OH
Zip	45230-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBAR AVE 60 X 136.72 IRR LOT 12 BEACON EST SUB
Legal Subdivision	BEACON ESTATE SUB
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	4603

Owner

6540 Ambar Ave is owned and occupied by an individual who acquired it in August 2019.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6540 AMBAR AVE, CINCINNATI, OH 45230-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 26, 2019	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Aug 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2004 · Amount on File
Deed Sale	Jan 30, 2004 · Amount on File
Prior Sale	Jan 30, 2004 · Amount on File
Deed Document Number	0095224119
Last Transfer Date	Aug 13, 2019
Transfer Doc	0000066966
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6540 AMBAR AVE, CINCINNATI, OH 45230-2817
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 AMBAR AVE, CINCINNATI, OH 45230-2817

Mortgage

Document Number	0000037109
Date	Apr 12, 2022
Book Page	14644/915
Instrument	2022-0037109

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6540 AMBAR AVE, CINCINNATI, OH 45230-2817
Document Number	0000089539
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6540 AMBAR AVE CINCINNATI OH 452302817, CINCINNATI, OH 45230-2817

Mortgage

Document Number	0000089539
Date	Oct 15, 2019
Book Page	014023/000459
Instrument	89539

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	6540 AMBAR AVE, CINCINNATI, OH 45230-2817
Document Number	0000089538
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6540 AMBAR AVE CINCINNATI OH 452302817, CINCINNATI, OH 45230-2817

Mortgage

Document Number	0000089538
Date	Oct 15, 2019
Book Page	014023/000448
Instrument	89538

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Interest

Rate	3.87%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 13, 2019
Property Address	6540 AMBAR AVE, CINCINNATI, OH 45230-2817
Document Number	0000066966
Book / Page	013979 / 000997
Instrument Date	Aug 6, 2019
Instrument	66966
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 AMBAR AVE CINCINNATI OH 452302817, CINCINNATI, OH 45230-2817

Tax Assessment & Valuation

The 2025 property tax bill for 6540 Ambar Ave was $4,466, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,466.00 (+3.14%)	$72,380 (-) Land $8,771 Building $63,609
2024	$4,330.00 (-2.21%)	$72,380 (-) Land $8,771 Building $63,609
2023	$4,428.00 (+19.16%)	$72,380 (+32.92%) Land $8,771 Building $63,609	$206,800 Land $25,060 Building $181,740
2022	$3,716.00 Homeowner's exemption	$54,454 Land $7,375 Building $47,079
2020			$155,580 Land $21,070 Building $134,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6540 Ambar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6540 Ambar Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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