Chisago County property record for 6540 440th St, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,668 sqft · built 1920 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,312 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00355-00 |
| Primary APN | 14-00355-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| Gross Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 512 sqft |
| Pole Barn | 896 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3982018 |
|---|---|
| Street Address | 6540 440TH ST |
| City | HARRIS |
| State | MN |
| Zip | 55032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SUBDIVISIONNAME HARRIS LOT 007 BLOCK 010 SUBDIVISIONCD 14010 |
| Legal Range | 021 |
| Legal Township | 036 |
| Legal Section | 21 |
| Legal Subdivision | HARRIS |
| Legal Block | 10 |
| Legal Lot Number | 7 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | HARRIS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 110202 |
6540 440th St is owned and occupied by an individual.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 114, HARRIS, MN 55032-0114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 6540 440th St was $2,312 with a homeowner's exemption, up 3.2% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Harris City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,312.00 (+3.21%) | ||
| 2025 | $2,240.00 Homeowner's exemption | ||
| 2024 | $176,100 (-9.37%) | $204,200 (-3.82%) | |
| 2023 | $2,326.00 (-9.35%) Homeowner's exemption | $194,300 (-4.71%) | $212,300 (-4.02%) Land $57,000 Building $155,300 |
| 2022 | $2,566.00 (+8.73%) Homeowner's exemption | $203,900 (+29.54%) | $221,200 (+23.92%) Land $65,800 Building $155,400 |
| 2021 | $2,360.00 | $157,400 | $178,500 Land $50,000 Building $128,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6540 440th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6540 440th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Harris serves 400 people · EPA ID MN1130005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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