654 Woods Rd, Placerville, CO 81430 Property Records

San Miguel County property record for 654 Woods Rd, Placerville, CO 81430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1982
Lot Size	10.3 acres (451,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,185,000 (Aug 2026)
Tax Bill	$4,980 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2022 Mortgage + 4 more
APN	`1060060004`

Property Details

APN / Parcel Number

Primary APN	`1060060004`
Alternative APN	`478107305055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	451,282 sqft (10.3 acres)
Garage Type	Detached
Garage Area	1,009 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	654 WOODS RD
City	PLACERVILLE
State	CO
Zip	81430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 55 FILING 5 WILSON MESA RANCH CO CONT 10.36 AC
Legal Subdivision	WILSON MESA RANCHES
Legal Tract	55
Legal Lot Number	55
Jurisdiction	SAN MIGUEL CO
Township / Civil Division	TELLURIDE
Census Block Group	1
Census Block	1034
Census Tract	968103

Owner

Source: San Miguel County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 343, TELLURIDE, CO 81435-0343
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Dec 15, 2021	Special Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Jun 15, 2020	Special Warranty Deed, Transfer ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO
Dec 3, 2018	Special Warranty Deed, Transfer BRIAN BARRICK ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Dec 15, 2021 · Amount on Record
Deed Document Number	2026494241
Record Updated	Sep 20, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Aug 3, 2026
Property Address	654 WOODS RD, PLACERVILLE, CO 81430
Document Number	0000494241
Instrument Date	Jul 31, 2026
Instrument	2026494241
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	LAND TITLE GUARANTEE, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,968.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000494242,
Date	Aug 3, 2026
Instrument	2026494242

Lender

Name	UBS BANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MIGUEL CO
Property Address	654 WOODS RD, PLACERVILLE, CO 81430
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000475396
Date	Feb 28, 2022
Instrument	475396

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MIGUEL CO
Property Address	654 WOODS RD, PLACERVILLE, CO 81430
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000473925
Date	Dec 1, 2021
Instrument	473925

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Dec 15, 2021
Property Address	654 WOODS RD, PLACERVILLE, CO 81430
Document Number	0000474236
Map Reference	MB 477 PG 23
Instrument Date	Nov 29, 2021
Instrument	474236
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9600 ESCARPMENT BLVD # 745-45, 745, AUSTIN, TX 78749-1983

Mortgage

Document Number	0000474237
Date	Dec 15, 2021
Instrument	474237

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Jun 15, 2020
Property Address	654 WOODS RD, PLACERVILLE, CO 81430
Document Number	0000463633
Map Reference	MB 477 PG 23
Instrument Date	Jun 10, 2020
Instrument	463633
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX OX, TELLURIDE, CO 81435

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Dec 3, 2018
Property Address	654 WOODS RD, PLACERVILLE, CO 81430
Document Number	0000455960
Map Reference	MB1 PG28
Instrument Date	Nov 28, 2018
Instrument	455960
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1988, TELLURIDE, CO 81435-1988

Mortgage

Document Number	0000455961
Date	Dec 3, 2018
Instrument	455961

Lender

Name	BRIAN BARRICK ETAL
Type	Private Party

Agreement

Amount	Amount Recorded
Term	23 Months
Due	Nov 29, 2020

Tax Assessment & Valuation

Source: San Miguel County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	San Miguel County
Unified School District	Telluride School District R-1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,980.00 (+32.8%)	$79,380 (+29.9%) Land $31,250 Building $48,130	$1,270,000 (+40.59%) Land $500,000 Building $770,000
2023	$3,750.00	$61,110 Land $24,350 Building $36,760	$903,312 Land $360,000 Building $543,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1996–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 60% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

No cell data coverage reported

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