St. Louis County property record for 654 Woods Mill Rd, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,552 sqft · built 1949 |
| Lot Size | 1.23 acres (54,014 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,750 (Apr 2014) |
| Tax Bill | $3,504 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22Q-44-0181 |
| Primary APN | 22Q-44-0181 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,552 sqft Living Area |
| Gross Area | 3,176 sqft |
| 1st Floor Area | 1,096 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 54,014 sqft |
| Lot Dimensions | 98 ft deep x 144 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 62 sqft |
| Deck Area | 797 sqft |
| Patio Area | 797 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 654 WOODS MILL RD |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-4148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SURVEY 0000 SEC 30 TWN 45 RANGE 5 SECTION 30 TWN 45 R 5 LOC E SIDE WOODS MILL RD 290 FEET S OF SUR LINE 119 |
| Legal Range | 05 |
| Legal Township | 45 |
| Legal Section | 30 |
| Legal Subdivision | SURVEY 0000 SEC 30 TWN 45 RANGE 5 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 217702 |
Source: St. Louis County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12500 INDIAN SHELL TRL, BOKEELIA, FL 33922-6003 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2014 · Amount on Record |
| Deed Sale | Apr 8, 2014 · Amount on Record |
| Prior Sale | Apr 8, 2014 · Amount on Record |
| Deed Document Number | 2014418 |
| Deed Book / Page | 20954 / 2390 |
| Last Transfer Date | Mar 16, 2026 |
| Transfer Doc | 0000000398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 13, 2026 |
| Property Address | 654 WOODS MILL RD, BALLWIN, MO 63011-4148 |
| Document Number | 0000000129 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026129 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 654 WOODS MILL RD, BALLWIN, MO 63011-4148 |
| Document Number | 0000000129, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026129 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 13, 2026 |
| Property Address | 654 WOODS MILL RD, BALLWIN, MO 63011-4148 |
| Document Number | 0000000129 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026129 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 654 WOODS MILL RD, BALLWIN, MO 63011-4148 |
| Document Number | 0000000129, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026129 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2056 |
| Max Rate | -1% |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,000 (-) Land $38,230 Building $18,770 | $300,000 (-) Land $201,200 Building $98,800 | |
| 2025 | $3,504.00 (-5.48%) | $57,000 (-) Land $38,230 Building $18,770 | $300,000 (-) Land $201,200 Building $98,800 |
| 2024 | $3,707.00 (-0.88%) | ||
| 2023 | $3,740.00 (+25.67%) | $57,000 (+36.1%) Land $27,320 Building $29,680 | $300,000 (+36.12%) Land $143,800 Building $156,200 |
| 2022 | $2,976.00 | $41,880 Land $33,460 Building $8,420 | |
| 2021 | $220,400 Land $176,100 Building $44,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1983–2020) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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