654 Wisp Creek Dr, Bailey, CO 80421 Property Records

Park County property record for 654 Wisp Creek Dr, Bailey, CO 80421

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,524 sqft · built 1995
Lot Size0.269 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Sep 2020)
Tax Bill$2,592 (2025)
Deeds & MortgagesSep 2020 Sale
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR0040589

Property Details

APN / Parcel Number

Primary APNR0040589
Alternative APN
  • 40589

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,524 sqft Living Area
1st Floor Area1,524 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.269 acres)
TerrainOther
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area249 sqft
Deck Area196 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number40589
Street Address654 WISP CREEK DR
CityBAILEY
StateCO
Zip80421-2351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT07 R72 S11 NE4 WILL O WISP FILING 1 LOT 116
Legal Range72
Legal Township07
Legal Section11
Legal QuarterNE
Legal SubdivisionWILL-O-WISP
Legal Lot Number116
JurisdictionPARK CO
Township / Civil DivisionFAIRPLAY
Census Block Group2
Census Block2055
Census Tract102

Owner

654 Wisp Creek Dr is owned by an individual who bought it in September 2020.

Source: Park County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 4175, EVERGREEN, CO 80437-4175
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2020Special Warranty Deed, Transfer
CHICAGO TITLE
Sep 5, 2017Quit Claim Deed, Transfer · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2020 · Amount on File
Deed SaleSep 28, 2020 · Amount on File
Prior SaleSep 28, 2020 · Amount on File
Deed Document Number770597
Record UpdatedJun 8, 2026

September 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPARK CO
Recording DateSep 28, 2020
Property Address654 WISP CREEK DR, BAILEY, CO 80421-2351
Document Number0000770597
Instrument DateSep 25, 2020
Instrument770597
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
Tax$41.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address654 WISP CREEK DR, BAILEY, CO 80421-2351

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPARK CO
Recording DateSep 5, 2017
Property Address654 WISP CREEK DR, BAILEY, CO 80421-2351
Document Number0000738888
Instrument DateAug 21, 2017
Instrument738888
Transaction TypeTransfer
Record UpdatedAug 29, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address654 WISP CREEK DR BAILEY CO 804212351, BAILEY, CO 80421-2351

Mortgage

Document Number738889
DateSep 5, 2017
Instrument738889
Lender
NameFIRSTBANK
TypeBank
AddressLAKEWOOD, CO 80215
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueSep 4, 2022

Mortgage

Document Number738890,
DateSep 5, 2017
Instrument738890
Lender
NameFIRSTBANK
TypeBank
AddressLAKEWOOD, CO 80215
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueSep 4, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 654 Wisp Creek Dr was $2,592.

Source: Park County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyPark County
Unified School DistrictPlatte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,592.00$29,520 Land $2,150 Building $27,370$472,239 Land $34,392 Building $437,847
2023$2,680.00 (+41.65%)$32,690 (+50.51%) Land $1,700 Building $30,990$542,923 (+73.71%) Land $28,222 Building $514,701
2022$1,892.00$21,720 Land $920 Building $20,800$312,546 Land $13,294 Building $299,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 654 Wisp Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Wisp Creek Dr is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 96% of Colorado
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Rise Broadband
Fixed Wireless
25 / 5
Neteo
Fixed Wireless
10 / 1
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
10 / 1
CenturyLink
DSL
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wisp Creek Dr

Nearby Streets

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