654 Willis Ave, San Jose, CA 95125 Property Records

Santa Clara County property record for 654 Willis Ave, San Jose, CA 95125

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,775 sqft · built 1915
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (May 2022)
Tax Bill	$16,383 (2025)
Deeds & Mortgages	May 2022 Transfer May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`264-22-057`

Property Details

APN / Parcel Number

Primary APN	`264-22-057`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
Gross Area	2,043 sqft
1st Floor Area	1,630 sqft
Basement Area	413 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	145 ft deep x 40 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	654 WILLIS AVE
City	SAN JOSE
State	CA
Zip	95125-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 26
Legal Subdivision	GARDNER
Legal Lot Number	26
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2001
Census Tract	501800

Owner

Source: Santa Clara County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	654 WILLIS AVE, SAN JOSE, CA 95125-1545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
May 31, 2022	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
May 2, 2017	Grant Deed, Transfer TITLE 365

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	May 2, 2017 · Amount on Record
Deed Document Number	202225310868
Prior Transfer Date	Oct 28, 2016
Prior Transfer Doc	0023489725
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 31, 2022
Property Address	654 WILLIS AVE, SAN JOSE, CA 95125-1545
Document Number	0025310867
Map Reference	MB D PG 93
Instrument Date	May 12, 2022
Instrument	25310867
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 WILLIS AVE, SAN JOSE, CA 95125-1545

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 31, 2022
Property Address	654 WILLIS AVE, SAN JOSE, CA 95125-1545
Document Number	0025310868
Map Reference	MB D PG 93
Instrument Date	Apr 14, 2022
Instrument	25310868
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 WILLIS AVE, SAN JOSE, CA 95125-1545

Mortgage

Document Number	0025310869
Date	May 31, 2022
Instrument	25310869

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 2, 2017
Property Address	654 WILLIS AVE, SAN JOSE, CA 95125-1545
Document Number	0023637903
Instrument Date	Apr 12, 2017
Instrument	23637903
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$669.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4197 LITTLEWORTH WAY SAN JOSE CA 951351119, SAN JOSE, CA 95135-1119

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,190,674 (+2%) Land $920,066 Building $270,608
2025	$16,383.00 (+6.07%)	$1,167,328 (+4.04%) Land $902,026 Building $265,302
2024	$15,446.00 (+5.17%)
2023	$14,686.00 (+30.08%)	$1,122,000 Land $867,000 Building $255,000
2022	$11,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	7 (1980–2006)
Most Recent Claim	Mar 2006 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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