St. Louis County property record for 654 Westledge Ct, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,667 sqft · built 1988 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $460,000 (May 2002) |
| Tax Bill | $7,756 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23O-14-0705 |
| Primary APN | 23O-14-0705 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,667 sqft Living Area |
| Gross Area | 3,542 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 84 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 112 ft deep x 112 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 741 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Stoop |
|---|---|
| Patio Area | 260 sqft |
| Balcony Area | 63 sqft |
| Poultry House | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 654 WESTLEDGE CT |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 17D |
| Legal Description | WESTLEDGE PLACE 3 25 88 LOT 13 |
| Legal Subdivision | WESTLEDGE PLACE |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 218012 |
654 Westledge Ct is held in a trust since May 2002.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12826 WESTLEDGE LN, SAINT LOUIS, MO 63131-2249 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| May 21, 2018 | Deed of Trust, Mortgage · Line of Credit COMMERCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2002 · Amount on File |
| Deed Sale | May 22, 2002 · Amount on File |
| Deed Document Number | 20021050 |
| Deed Book / Page | 13857 / 501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 21, 2026 |
| Property Address | 654 WESTLEDGE CT, SAINT LOUIS, MO 63131-2206 |
| Document Number | 0000000253 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 2026253 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 654 WESTLEDGE CT, SAINT LOUIS, MO 63131-2206 |
| Document Number | 0000000253, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 2026253 |
| Name | COMMERCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 17, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 654 WESTLEDGE CT, SAINT LOUIS, MO 63131-2206 |
| Document Number | 0230442554 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 654 WESTLEDGE CT DES PERES MO 631312206, DES PERES, MO 63131-2206 |
| Document Number | 0230442554 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 023044/002554 |
| Instrument | 493 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 28, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 654 Westledge Ct was $7,756, up 17.4% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Des Peres City |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,770 (-) Land $73,870 Building $71,900 | $767,200 (-) Land $388,800 Building $378,400 | |
| 2025 | $7,756.00 (+17.36%) | $145,770 (+23.74%) Land $73,870 Building $71,900 | $767,200 Land $388,800 Building $378,400 |
| 2024 | $6,609.00 (+1.47%) | $117,800 (-) Land $40,620 Building $77,180 | |
| 2023 | $6,513.00 | $117,800 Land $40,620 Building $77,180 | $620,000 Land $213,800 Building $406,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 654 Westledge Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1993) |
| Most Recent Claim | Sep 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 654 Westledge Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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