654 Westgate Rd, Deerfield, IL 60015 Property Records

Lake County property record for 654 Westgate Rd, Deerfield, IL 60015

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 6,134 sqft · built 2004
Lot Size0.459 acres (19,998 sqft)
OwnerCompany Name on Record
Tax Bill$47,910 (2024)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16-28-310-021

Property Details

APN / Parcel Number

Primary APN16-28-310-021

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area6,134 sqft Living Area
Gross Area9,856 sqft
1st Floor Area2,858 sqft
2nd Floor Area3,276 sqft
Upper Floors Area3,276 sqft
Basement Area2,858 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area19,998 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address654 WESTGATE RD
CityDEERFIELD
StateIL
Zip60015-3135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC GUIRE & ORRS DEERFIELD HEIGHTS UNIT 1 SUB; LOT 7
Legal SubdivisionMC GUIRE & ORRS DEERFIELD HEIGHTS UNIT 1
Legal Lot Number7
Legal Unit1
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group2
Census Block2012
Census Tract864901

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address654 WESTGATE RD, DEERFIELD, IL 60015-3135
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 7, 2008
Transfer Doc0006372403
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address654 WESTGATE RD, DEERFIELD, IL 60015-3135
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007700920
DateOct 2, 2020
Instrument7700920
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035
Interest
Rate2.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityDeerfield Village
Elementary School DistrictDeerfield School District 109 (PK - 08)
Secondary School DistrictTownship High School District 113 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$652,868 (+28.91%) Land $98,792 Building $554,076$1,958,800 (+28.91%) Land $296,406 Building $1,662,394
2024$47,910.00 (-3.43%)
2023$49,611.00 (+5.94%)$506,464 (-4.4%) Land $76,638 Building $429,826$1,519,544 (-4.4%) Land $229,937 Building $1,289,607
2022$46,831.00$529,794 Land $82,316 Building $447,478$1,589,541 Land $246,973 Building $1,342,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEERFIELD
serves 19,196 people · EPA ID IL0974340
Water SourcePurchased surface water from HIGHLAND PARK
Last State InspectionOct 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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