Monroe County property record for 654 Western Ave, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1928 |
| Lot Size | 0.632 acres (27,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Mar 2016) |
| Tax Bill | $2,602 (2025) |
| Deeds & Mortgages | Oct 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-165-009-00 |
| Primary APN | 12-165-009-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 3 Stories |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Basement Area | 600 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Lot Area | 27,530 sqft (0.632 acres) |
| Lot Dimensions | 140 ft deep x 66 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 654 WESTERN AVE |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-1879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 90 LEPPELS SUB NO. 1 E'LY 220 FT OF LOT 9 |
| Legal Subdivision | LEPPELS SUB |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 832300 |
654 Western Ave is owned and occupied by an individual who bought it in March 2016.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 WESTERN AVE, MONROE, MI 48161-1879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2016 · Amount on File |
| Deed Sale | Mar 28, 2016 · Amount on File |
| Deed Document Number | 20165586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 654 WESTERN AVE, MONROE, MI 48161-1879 |
| Document Number | 0000027956 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 654 WESTERN AVE MONROE MI 481611879, MONROE, MI 48161-1879 |
| Document Number | 0000027956 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 27956 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 654 Western Ave was $2,602 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Monroe Charter Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,350 Land $7,350 Building $105,000 | $224,700 Land $14,700 Building $210,000 | |
| 2025 | $2,602.00 Homeowner's exemption | ||
| 2023 | $2,268.00 Homeowner's exemption | $88,000 | $176,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 Western Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 654 Western Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Mercury Fiber, Verizon.
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