654 Washington Ave, Temperance, MI 48182 Property Records

Monroe County property record for 654 Washington Ave, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,676 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Aug 2023)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-490-010-00`

Property Details

APN / Parcel Number

Primary APN	`02-490-010-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	654 WASHINGTON AVE
City	TEMPERANCE
State	MI
Zip	48182-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF TEMPERANCE LOT 11
Legal Subdivision	PLAT OF TEMPERANCE
Legal Lot Number	11
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1004
Census Tract	833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	654 WASHINGTON AVE, TEMPERANCE, MI 48182-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 18, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jul 10, 2017	Warranty Deed, Transfer HASSETT TITLE COMPANY, HASSETT TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	May 18, 2022 · Amount on Record
Deed Document Number	202312379
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 18, 2023
Property Address	654 WASHINGTON AVE, TEMPERANCE, MI 48182-1616
Document Number	0000012379
Map Reference	LB 1 PG 29
Instrument Date	Jul 17, 2023
Instrument	2023R12379
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 WASHINGTON AVE, TEMPERANCE, MI 48182-1616

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1995 REINWOOD DR, TOLEDO, OH 43613-5635

Mortgage

Document Number	0000012380
Date	Aug 18, 2023
Instrument	2023R12380

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 18, 2022
Property Address	654 WASHINGTON AVE, TEMPERANCE, MI 48182-1616
Document Number	0000010718
Map Reference	LB 1 PG 29
Instrument Date	May 11, 2022
Instrument	2022R10718
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1659 NEIMAN RD, 1659, IDA, MI 48140-9774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 RIVER RD, TOLEDO, OH 43614-5529

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 10, 2017
Property Address	654 WASHINGTON AVE, TEMPERANCE, MI 48182-1616
Document Number	0000014242
Instrument Date	Jul 7, 2017
Instrument	14242
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	HASSETT TITLE COMPANY, HASSETT TITLE CO

Transaction

Amount	Amount Recorded
Tax	$516.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 203 IDA MI 481400203, IDA, MI 48140-0203

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,900 (+34.28%) Land $70,900	$141,800 (+34.28%) Land $141,800
2025	$2,685.00 (+29.09%) Homeowner's exemption
2023	$2,080.00	$52,800	$105,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1987–2017)
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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