654 Warner St, Groveland, FL 34736 Property Records

Lake County property record for 654 Warner St, Groveland, FL 34736

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,472 sqft · built 1959
Lot Size	0.31 acres (13,500 sqft)
Owner	Company Name on File
Last Sale	$351,000 (Dec 2022)
Tax Bill	$4,871 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-22-24-1100-117-00400`

Property Details

APN / Parcel Number

Primary APN	`24-22-24-1100-117-00400`
Alternative APN	`1720613`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2012
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Carport
Carport	Carport
Porch	Screened/Unfinished Porch
Porch Area	544 sqft
Utility Building	1,015 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1720613
Street Address	654 WARNER ST
City	GROVELAND
State	FL
Zip	34736-2947
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1A
Legal Description	GROVELAND E 1/2 OF LOT 4 LOT 5 BLK 117 PB 2 PG 7 ORB 6071 PG 1
Legal Range	24E
Legal Township	22S
Legal Section	24
Legal Subdivision	GROVELAND
Legal Tract	1100
Legal Block	117
Legal Lot Number	4
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2089
Census Tract	31202

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	654 WARNER ST, GROVELAND, FL 34736-2947
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Quit Claim Deed, Transfer · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Dec 22, 2022	Warranty Deed, Transfer HOMELAND TITLE SERVICES INC
Jun 21, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	2022164033
Deed Book / Page	6071 / 1
Last Transfer Date	Sep 29, 2025
Transfer Doc	0066270132
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Nov 5, 2025
Property Address	654 WARNER ST, GROVELAND, FL 34736-2947
Document Number	0066270132
Book / Page	6627 / 132
Map Reference	MB 2 PG 7&8
Instrument Date	Sep 29, 2025
Instrument	2025136698
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	COAST TO COAST TITLE COMPANY INC, COAST TO COAST T&E AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654-656 WARNER STEAT, GROVELAND, FL 34736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 WARNER ST # 656, 656, GROVELAND, FL 34736-2947

Mortgage

Document Number	0006627134
Date	Nov 5, 2025
Instrument	6627/134

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 22, 2022
Property Address	654 WARNER ST, GROVELAND, FL 34736-2947
Document Number	0060710001
Book / Page	6071 / 1
Map Reference	MB 2 PG 7&8
Instrument Date	Dec 19, 2022
Instrument	2022164033
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	HOMELAND TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$2,457.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 WARNER ST, GROVELAND, FL 34736-2947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 E WARNER ST, GROVELAND, FL 34736-2947

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 21, 2019
Property Address	654 E WARNER ST, GROVELAND, FL 34736-2947
Document Number	0052981477
Book / Page	005298 / 001477
Instrument Date	Jun 20, 2019
Instrument	69885
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 120417 CLERMONT FL 347120417, CLERMONT, FL 34712-0417

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Groveland City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,833 (-0.01%) Land $83,700 Building $163,133	$246,833 (-0.01%) Land $83,700 Building $163,133
2025		$246,862 (-1.34%) Land $83,700 Building $163,162	$246,862 (-1.34%) Land $83,700 Building $163,162
2024	$4,871.00 (+3.99%)
2023	$4,684.00 (+48.79%)	$250,222 (+20.88%)	$250,222 (+15.85%) Land $51,000 Building $199,222
2022	$3,148.00 Homeowner's exemption	$207,004	$215,984 Land $28,800 Building $187,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1999–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Lumen Technologies.

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