654 W Mountain Rd, Cascade, ID 83611 Property Records

Valley County property record for 654 W Mountain Rd, Cascade, ID 83611

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,799 sqft · built 1967
Lot Size	1.2 acres (52,398 sqft)
Owner	Individual Name on Record
Last Sale	$153,748 (Jan 2026)
Tax Bill	$2,075 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP00097000090B`

Property Details

APN / Parcel Number

Primary APN	`RP00097000090B`
Alternative APN	`735742`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,799 sqft Living Area
1st Floor Area	3,799 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Roof Type	Gable
Roof Material	Metal
Lot Area	52,398 sqft
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	654 W MOUNTAIN RD
City	CASCADE
State	ID
Zip	83611-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRATTON-BARNARD SUBDIVISION LOTS 90 THRU 93
Legal Subdivision	GRATTON-BARNARD SUBDIVISION
Legal Block	4
Legal Lot Number	90-93
Jurisdiction	VALLEY ID
Township / Civil Division	CASCADE
Census Block Group	4
Census Block	4221
Census Tract	970100

Owner

Source: Valley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	654 W MOUNTAIN RD, CASCADE, ID 83611-5030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Intrafamily Transfer, Transfer · Line of Credit IDAHO CENTRAL CU
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Feb 7, 2023
Deed Document Number	2026122
Prior Transfer Date	Jan 5, 2026
Prior Transfer Doc	2026000122
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VALLEY ID
Recording Date	Jan 9, 2026
Property Address	654 W MOUNTAIN RD, CASCADE, ID 83611-5030
Document Number	2026000122
Map Reference	MB 2 PG 17 DOC 51326
Instrument Date	Jan 5, 2026
Instrument	2026-000122
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 W MOUNTAIN RD, CASCADE, ID 83611-5030

Mortgage

Document Number	2026000123
Date	Jan 9, 2026
Instrument	2026-000123

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	654 W MOUNTAIN RD, CASCADE, ID 83611-5030
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000455410
Date	Feb 7, 2023
Instrument	455410

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 6, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	654 W MOUNTAIN RD, CASCADE, ID 83611-5030
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000449373
Date	Apr 12, 2022
Instrument	449373

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 11, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Valley County
Unified School District	Cascade School District 422 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$955,114 (+2.46%) Land $228,004 Building $727,110	$955,114 (+2.46%) Land $228,004 Building $727,110
2025	$2,075.00 (+19.53%)	$932,163 (+3.01%) Land $249,004 Building $683,159	$932,163 (+3.01%) Land $249,004 Building $683,159
2024	$1,736.00 (+185.06%)
2023	$609.00 (-70.75%) Homeowner's exemption	$904,954 Land $159,004 Building $745,950	$904,954 Land $159,004 Building $745,950
2022	$2,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 75% of Idaho
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	115 / 7
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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