654 W Main St, Franklin, NC 28734 Property Records

Macon County property record for 654 W Main St, Franklin, NC 28734

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 bd · 1 ba · 1,072 sqft · built 1930
Lot Size0.61 acres (26,572 sqft)
OwnerCompany Name on File
Tax Bill$707 (2026)
Flood ZoneZone AE (high risk)
APN6584893335

Property Details

APN / Parcel Number

Primary APN6584893335
Alternative APNs
  • 0101767
  • 134532

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,072 sqft Heated Area
1st Floor Area1,072 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,572 sqft (0.61 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypePublic / Commercial Pool
Pool Area240 sqft
PorchSlab
Porch Area184 sqft
Deck AreaDeck Area
Patio Area289 sqft
Utility Building300 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number134532
Street Address654 W MAIN ST
CityFRANKLIN
StateNC
Zip28734-1950
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeFNMU
Legal DescriptionNOAH'S PLAYGROUND
JurisdictionMACON NC
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1054
Census Tract970302

Owner

654 W Main St, a commercial property, is owned by a company that acquired it in March 2000.

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1239 OLD MURPHY RD, FRANKLIN, NC 28734-9111
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2000
Deed SaleMar 3, 2000
Deed Book / Page23 / 1736
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 654 W Main St was $707.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
MunicipalityFranklin Town
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$707.00$172,800 Land $57,170 Building $115,630$172,800 Land $57,170 Building $115,630
2025$707.00
2023$665.00$137,000 Land $57,170 Building $79,830$137,000 Land $57,170 Building $79,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 W Main St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2023)
Most Recent ClaimMar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 W Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FRANKLIN
serves 9,992 people · EPA ID NC0157010
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Dec 2024
Lead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

Nearby Streets

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