654 W Front St, #56, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 654 W Front St, #56, Plainfield, NJ 07060

Property Summary

Property TypeSingle Family Home
Details2,348 sqft · built 1921
Lot Size0.197 acres (8,564 sqft)
OwnerIndividual Name on File
Last Sale$262,000 (May 2004)
Tax Bill$8,988 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-00230-0000-00038

Property Details

APN / Parcel Number

Primary APN12-00230-0000-00038
Alternative APNs
  • 120023000038
  • 02598000

Interior

Units2 Units
Stories2 Stories
Building Area2,348 sqft Living Area

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Construction TypeFrame
Lot Area8,564 sqft (0.197 acres)
Lot Dimensions219 ft deep x 39 ft wide

Location & Zoning

Account Number02598000
Street Address654 W FRONT ST, 56
CityPLAINFIELD
StateNJ
Zip07060-1031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionADDITIONAL LOTS: 2348 SQ FT
Legal Block230
Legal Lot Number38
JurisdictionUNION NJ
Township / Civil DivisionPLAINFIELD
Census Block Group2
Census Block2001
Census Tract39400

Owner

654 W Front St, #56 is owned by an individual who bought it in May 2004.

Source: Union County and Plainfield City records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address654 W FRONT ST, PLAINFIELD, NJ 07060-1031
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2004 · Amount on File
Deed SaleMay 12, 2004 · Amount on File
Prior SaleMay 10, 1999 · Amount on File
Deed Book / Page5429 / 623
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address654 W FRONT ST # 56, 56, PLAINFIELD, NJ 07060-1031
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNOBLE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147690229
DateSep 18, 2020
Book Page14769/229
Instrument699091
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 654 W Front St, #56 was $8,988, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityPlainfield City
Unified School DistrictPlainfield City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$100,700 (-) Land $21,300 Building $79,400$100,700 (-) Land $21,300 Building $79,400
2025$8,988.00 (+2.22%)$100,700 Land $21,300 Building $79,400$100,700 Land $21,300 Building $79,400
2024$8,793.00
2023$100,700 Land $21,300 Building $79,400$100,700 Land $21,300 Building $79,400
2022$8,518.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 654 W Front St, #56 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1979–2011)
Claims Outside the SFHA3 of 5
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 W Front St, #56 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: Optimum, T-Mobile.

Nearby Properties on W Front St

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