Citrus County property record for 654 W Diamondbird Loop, Hernando, FL 34442 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,286 sqft Living Area |
| Lot Size | 5,839 sqft (0.134 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $116,000 (2019) |
| Tax Bill | $1,458.00 (2025) |
Source: Citrus County records · APN 18E-18S-24-0010-000A0-0080
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 W DIAMONDBIRD LOOP, HERNANDO, FL 34442-5122 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS |
| Dec 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) JOHN D CHRISTIANSON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on Record |
| Deed Sale | Dec 17, 2019 · Amount on Record |
| Prior Sale | Jul 26, 2005 · Amount on Record |
| Deed Doc Number | 201965483 |
| Deed Book / Page | 3025 / 1003 |
| Prior Transfer Date | Nov 09, 2015 |
| Prior Transfer Doc | 0027240470 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 654 W DIAMONDBIRD LOOP, HERNANDO, FL 34442-5122 |
| Document Number | 0000037078 |
| Book / Page | 3682 / 164 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202637078 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 654 W DIAMONDBIRD LOOP, HERNANDO, FL 34442-5122 |
| Document Number | 0000037078, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 3682/164 |
| Instrument | 202637078 |
| Name | EMBRACE HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 17, 2019 |
| Property Address | 654 W DIAMONDBIRD LOOP, HERNANDO, FL 34442-5122 |
| Document Number | 0030251003 |
| Book / Page | 003025 / 001003 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 65483 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $812.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 654 W DIAMONDBIRD LOOP HERNANDO FL 344425122, HERNANDO, FL 34442-5122 |
| Document Number | 30251005 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 003025/001005 |
| Instrument | 65484 |
| Name | JOHN D CHRISTIANSON |
|---|---|
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Dec 16, 2022 |
| Rate | 4.5% |
|---|
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,458.00 (+6.66%) Homeowner's exemption | $125,600 (-29.71%) | $165,954 (-7.13%) Land $12,900 Building $153,054 |
| 2024 | $1,367.00 (+3.09%) Homeowner's exemption Additional exemption filed | $178,688 (+2.85%) Land $12,900 Building $165,788 | $178,688 (+2.85%) Land $12,900 Building $165,788 |
| 2023 | $1,326.00 (+6.85%) Homeowner's exemption Additional exemption filed | $173,734 (+18.44%) Land $12,900 Building $160,834 | $173,734 (+18.44%) Land $12,900 Building $160,834 |
| 2022 | $1,241.00 Homeowner's exemption Additional exemption filed | $146,689 Land $4,420 Building $142,269 | $146,689 Land $4,420 Building $142,269 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 18E-18S-24-0010-000A0-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,286 sqft Living Area |
| Gross Area | 1,931 sqft Gross Area |
| 1st Floor | 1,286 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 5,839 sqft (0.134 acres) |
| Depth X Width | 100 ft x 67 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 375 sqft Garage |
| Porch Area | 310 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2791489 |
|---|---|
| Street Address | 654 W DIAMONDBIRD LOOP |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5122 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | FOREST RIDGE VILLAGE PB 15 PG 140 LOT 8 BLK A |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 24 |
| Legal Subdivision | FOREST RIDGE VILLAGE |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 450103 |
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