Ada County property record for 654 W Applegate St, Meridian, ID 83642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1994 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,172 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0487780260 |
| Primary APN | R0487780260 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,203 sqft |
| 1st Floor Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 654 W APPLEGATE ST |
|---|---|
| City | MERIDIAN |
| State | ID |
| Zip | 83642-2161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 7 BLK 4 APPLEGATE SUB #1 |
| Legal Range | 01W |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | APPLEGATE SUB NO 01 |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | ADA ID |
| Township / Civil Division | BOISE CITY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10347 |
654 W Applegate St is owned and occupied by two individuals.
Source: Ada County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 W APPLEGATE ST, MERIDIAN, ID 83642-2161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 654 W APPLEGATE ST, MERIDIAN, ID 83642-2161 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | PIONEER TITLE COMPANY/KOOTENAI COUNTY, PIONEER TITLE CO OF ADA CNTY |
| Name | Verified Name |
|---|---|
| Address | 654 W APPLEGATE ST, MERIDIAN, ID 83642-2161 |
| Document Number | 0000022254 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026-022254 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 654 W Applegate St was $1,172 with a homeowner's exemption, down 1.9% from the year before.
Source: Ada County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Ada County |
| Municipality | Meridian City |
| Unified School District | Meridian Joint School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,600 (-0.93%) | $381,600 (-0.93%) | |
| 2025 | $1,172.00 (-1.92%) Homeowner's exemption | $385,200 | $385,200 |
| 2024 | $1,195.00 | ||
| 2023 | $359,100 Land $168,000 Building $191,100 | $359,100 Land $168,000 Building $191,100 | |
| 2022 | $1,614.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 W Applegate St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 654 W Applegate St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.6% of Idaho |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fatbeam Fiber | 5,000 / 5,000 |
| Anthem Broadband Fixed Wireless | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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