Clinton County property record for 654 W 3rd St, Lock Haven, PA 17745
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,600 sqft · built 1865 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Mar 2023) |
| Tax Bill | $3,740 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-10793 |
| Primary APN | 22-10793 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 3,375 sqft |
| 1st Floor Area | 736 sqft |
| Attic | Attic |
| Attic Area | 736 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Garage Area | 308 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Account Number | B -05-0474 |
|---|---|
| Street Address | 654 W 3RD ST |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-2434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60 X 160 |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | LOCK HAVEN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30701 |
Source: Clinton County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1897 ORACLE WAY, 707, RESTON, VA 20190-4844 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| May 21, 2021 | Deed of Trust, Mortgage · Commercial Mortgage THE MUNCY BANK & TRUST COMPANY |
| Mar 27, 2023 | Deed, Transfer · Conventional Mortgage CORE MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on Record |
| Deed Sale | Mar 27, 2023 · Amount on Record |
| Prior Sale | Aug 1, 1996 · Amount on Record |
| Deed Document Number | 2023859 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 654 W 3RD ST, LOCK HAVEN, PA 17745-2434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0202503444 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025-03444 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 11, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 654 W 3RD ST, LOCK HAVEN, PA 17745-2434 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18 PARROTHEAD LN, LOCK HAVEN, PA 17745-8541 |
| Document Number | 0202102236 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-02236 |
| Name | THE MUNCY BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | MUNCY, PA 17756 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Mar 27, 2023 |
| Property Address | 654 W 3RD ST, LOCK HAVEN, PA 17745-2434 |
| Document Number | 0202300859 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 2023-00859 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | UNIVERSAL SETTLEMENT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1841 KNEWN ST, PHILADELPHIA, PA 19111 |
| Document Number | 0202300860 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 2023-00860 |
| Name | CORE MORTGAGE SERVICES LLC |
|---|---|
| Address | STATE COLLEGE, PA 16803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| Municipality | Lock Haven City |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,740.00 (+63.46%) | $73,100 (-) Land $18,900 Building $54,200 | |
| 2023 | $2,288.00 | $73,100 Land $18,900 Building $54,200 | |
| 2008 | $73,100 Land $18,900 Building $54,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2016 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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