Warren County and Alpha Borough property record for 654 Vulcanite Ave, Alpha, NJ 08865
| Property Type | Single Family Home |
|---|---|
| Details | 1,561 sqft · built 1918 |
| Lot Size | 0.083 acres (3,624 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,500 (Jun 2018) |
| Tax Bill | $4,586 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00026-01-00007 |
| Primary APN | 02-00026-01-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,561 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Construction Type | Frame |
| Lot Area | 3,624 sqft (0.083 acres) |
| Lot Dimensions | 150 ft deep x 24 ft wide |
| Old Parcel Number | 0200026000000007 |
|---|---|
| Street Address | 654 VULCANITE AVE |
| City | ALPHA |
| State | NJ |
| Zip | 08865-4640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Subdivision | BOROUGH/ ALPHA |
| Legal Block | 26.1 |
| Legal Lot Number | 7 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | ALPHA |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 32400 |
Source: Warren County and Alpha Borough records · APN 02-00026-01-00007
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 VULCANITE AVE, ALPHA, NJ 08865-4640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2023 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jun 01, 2018 | Grant Deed, Transfer · Conventional with PMI AFFINITY FCU |
| Sep 06, 2017 | Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2018 · Amount on Record |
| Deed Sale | Jun 01, 2018 · Amount on Record |
| Deed Document Number | 2018493632 |
| Deed Book / Page | 2863 / 267 |
| Prior Transfer Date | Sep 09, 2005 |
| Prior Transfer Doc | 0020310297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 654 VULCANITE AVE, ALPHA, NJ 08865-4640 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Title Company | TITLE RESOURCES GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 007427/253 |
|---|---|
| Date | Jan 03, 2023 |
| Book Page | 7427/253 |
| Instrument | 2023-586812 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | 07792 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 03, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Jun 01, 2018 |
| Property Address | 654 VULCANITE AVE, ALPHA, NJ 08865-4640 |
| Document Number | 0000493632 |
| Book / Page | 002863 / 000267 |
| Instrument Date | May 25, 2018 |
| Instrument | 493632 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | NFTS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 VULCANITE AVE ALPHA NJ 088654640, ALPHA, NJ 08865-4640 |
| Document Number | 493633 |
|---|---|
| Date | Jun 01, 2018 |
| Book Page | 006586/000165 |
| Instrument | 493633 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 654 VULCANITE AVE, ALPHA, NJ 08865-4640 |
| Document Number | 0000481138 |
| Instrument Date | Sep 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 654 VULCANITE AVE ALPHA NJ 088654640, ALPHA, NJ 08865-4640 |
| Document Number | 0000481138 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 006492/000205 |
| Instrument | 481138 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 13, 2057 |
| Rate | 6.25% |
|---|
Source: Warren County and Alpha Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| Municipality | Alpha Borough |
| County | Warren County |
| Unified School District | Alpha Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,600 (-) Land $51,600 Building $80,000 | $131,600 (-) Land $51,600 Building $80,000 | |
| 2025 | $4,586.00 (-4.38%) | $131,600 (-) Land $51,600 Building $80,000 | $131,600 (-) Land $51,600 Building $80,000 |
| 2024 | $4,796.00 (+7.78%) | ||
| 2023 | $131,600 Land $51,600 Building $80,000 | $131,600 Land $51,600 Building $80,000 | |
| 2022 | $4,450.00 |
Source: FEMA National Flood Hazard Layer, Warren County (34041C), updated September 29, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340410324002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–1984) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 1984 · tidal / storm surge |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 445 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Service Electric Television.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ALPHA MUNICIPAL WATER WORKS serves 2,530 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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