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654 Tulip Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 654 Tulip Dr, Sebastian, FL 32958 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,096 sqft · built 2017
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$230,050 (Jan 2018)
Tax Bill$4,459 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Jan 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-38-24-00001-2640-00021.0

Property Details

APN / Parcel Number

Primary APN31-38-24-00001-2640-00021.0
Alternative APN
  • 22335

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area2,096 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.239 acres)
Lot Dimensions125 ft deep x 85 ft wide
Garage Area576 sqft
DrivewayDriveway
Driveway Area816 sqft
Pool Area220 sqft
PorchOpen Porch
Patio Area410 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number22335
Street Address654 TULIP DR
CitySEBASTIAN
StateFL
Zip32958-5440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEBASTIAN HIGHLANDS UNIT NO 10 BLK 264 LOT 21 PBI 6-37B
Legal Range38
Legal Township31
Legal Section24
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 10
Legal Block264
Legal Lot Number21
Legal Unit10
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2026
Census Tract50809

Owner

Source: Indian River County records · APN 31-38-24-00001-2640-00021.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address654 TULIP DR, SEBASTIAN, FL 32958-5440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR
Jan 09, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Feb 09, 2017Loan Modification, Mortgage · Line of Credit
BANK OF AMERICA
Feb 02, 2017Grant Deed, Transfer
STEEL CITY TITLE INC, STEEL CTY TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 09, 2018 · Amount on Record
Deed SaleJan 09, 2018 · Amount on Record
Prior SaleFeb 02, 2017 · Amount on Record
Deed Document Number3120180001558
Deed Book / Page3084 / 1508
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address654 TULIP DR, SEBASTIAN, FL 32958-5440
Document Number0031471696
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedSep 26, 2018
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address654 TULIP DR SEBASTIAN FL 329585440, SEBASTIAN, FL 32958-5440

Mortgage

Document Number0031471696
DateSep 12, 2018
Book Page003147/001696
Instrument55729
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 11, 2043
Interest
Rate TypeAdjustable Rate

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 09, 2018
Property Address654 TULIP DR, SEBASTIAN, FL 32958-5440
Document Number0030841508
Book / Page3084 / 1508
Map ReferenceMB6 PG37,37A-37O
Instrument DateDec 22, 2017
Instrument3120180001558
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 06, 2021
Title CompanySTEEL CITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,610.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1686 W HIBISCUS BLVD, 1686, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 TULIP DR, SEBASTIAN, FL 32958-5440
InvestorPossibly a Property Investor

Mortgage

Document Number3120180001559
DateJan 09, 2018
Instrument3120180001559
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionINDIAN RIVER FL
Property Address654 TULIP DR, SEBASTIAN, FL 32958-5440
Document Number0030020220
Instrument DateFeb 09, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanySTEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

Mortgage

Document Number0030020220
DateFeb 16, 2017
Book Page003002/000220
Instrument8703
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 02, 2017
Property Address654 TULIP DR, SEBASTIAN, FL 32958-5440
Document Number0029981781
Book / Page002998 / 001781
Instrument DateJan 20, 2017
Instrument5851
Transaction TypeTransfer
Record UpdatedMar 21, 2017
Title CompanySTEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

AmountAmount Recorded
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1686 W HIBISCUS BLVD MELBOURNE FL 329012631, MELBOURNE, FL 32901-2631

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,459.00 (+16.42%)$277,938 (+5.99%)$401,750 (+2.51%) Land $58,342 Building $343,408
2023$3,830.00 (+4.62%)$262,238 (+3%)$391,931 (+14.94%) Land $54,910 Building $337,021
2022$3,661.00$254,600$340,992 Land $30,887 Building $310,105

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610508092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 62 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies62 in force

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of Florida
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 378 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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