654 Tree Top Trl, Evans, GA 30809 Property Records

Columbia County property record for 654 Tree Top Trl, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,159 sqft · built 2017
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$301,050 (Sep 2017)
Tax Bill	$4,441 (2026)
Deeds & Mortgages	Feb 2024 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059 439`

Property Details

APN / Parcel Number

Primary APN	`059 439`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,159 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	654 TREE TOP TRL
City	EVANS
State	GA
Zip	30809-0478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PLAN U
Legal Description	LOT 196 .18 ACS; SEC 2 OF WHISPERING PINES
Legal Subdivision	SEC 2 OF WHISPERING PINES
Legal Lot Number	196
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1012
Census Tract	30304

Owner

Source: Columbia County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	654 TREE TOP TRL, EVANS, GA 30809-0478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 8, 2017	Warranty Deed, Construction Loan · Line of Credit SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Deed Document Number	20176065
Deed Book / Page	11095 / 206
Last Transfer Date	Feb 9, 2024
Transfer Doc	015048/228
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA GA
Recording Date	Feb 14, 2024
Property Address	654 TREE TOP TRL, EVANS, GA 30809-0478
Document Number	015048/228
Book / Page	15048 / 228
Instrument Date	Feb 9, 2024
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 TREE TOP TRL, EVANS, GA 30809-0478

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	654 TREE TOP TRL, EVANS, GA 30809-0478
Document Number	2770/0144
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 TREE TOP TRL EVANS GA 308090478, EVANS, GA 30809-0478

Mortgage

Document Number	2770/0144
Date	Aug 11, 2020
Book Page	012770/000144

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

March 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Mar 8, 2017
Property Address	654 TREE TOP TRL, EVANS, GA 30809-0478
Document Number	0803/0023
Book / Page	010803 / 000023
Instrument Date	Mar 2, 2017
Transaction Type	Construction Loan
Record Updated	Nov 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$50.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	654 TREE TOP TRL EVANS GA 30809, EVANS, GA 30809

Mortgage

Document Number	803/0026
Date	Mar 8, 2017
Book Page	010803/000026

Lender

Name	SOUTH ST BK
Type	Bank
Address	COLUMBIA, SC 29202-3113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 7, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,441.00 (-1.66%)	$196,680 (+5.2%) Land $33,204 Building $163,476	$491,700 (+5.2%) Land $83,010 Building $408,690
2025	$4,516.00 (-1.78%)	$186,959 (+4.81%) Land $33,204 Building $153,755	$467,398 (+4.81%) Land $83,010 Building $384,388
2023	$4,598.00 (+13.81%)	$178,374 (+16.37%) Land $28,304 Building $150,070	$445,935 (+16.37%) Land $70,760 Building $375,175
2022	$4,040.00	$153,282 Land $27,204 Building $126,078	$383,206 Land $68,010 Building $315,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2007–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
West Carolina Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

Cell Coverage

5G and 4G LTE (outdoors only)

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