654 Townsend Rd, Raeford, NC 28376 Property Records

Hoke County property record for 654 Townsend Rd, Raeford, NC 28376

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,928 sqft · built 2021
Lot Size1.82 acres (79,279 sqft)
OwnerIndividual Name on File
Last Sale$544,000 (Jul 2021)
Tax Bill$4,027 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN494550001842

Property Details

APN / Parcel Number

Primary APN494550001842
Alternative APNs
  • 494550401205
  • 245736

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area3,928 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area79,279 sqft (1.82 acres)
Garage TypeMixed
Garage Area986 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area570 sqft
Patio Area322 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number245736
Street Address654 TOWNSEND RD
CityRAEFORD
StateNC
Zip28376-9749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6 ALEX 4-153/7 HOUSE 100% FOR 2022. 6 ALEX 4-137/1 6 ALEX 4-149/7
JurisdictionHOKE NC
Township / Civil DivisionMCLAUCHLIN
Census Block Group2
Census Block2009
Census Tract970107

Owner

Source: Hoke County records · APN 494550001842

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address654 TOWNSEND RD, RAEFORD, NC 28376-9749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL FCU
Jul 22, 2021Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2021 · Amount on Record
Deed SaleJul 22, 2021 · Amount on Record
Deed Document Number0001390761
Deed Book / Page1390 / 761
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOKE NC
Property Address654 TOWNSEND RD, RAEFORD, NC 28376-9749
Transaction TypeMortgage
Record UpdatedNov 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001502/949
DateSep 15, 2023
Book Page1502/949
Instrument5783
Lender
NameCOASTAL FCU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 14, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOKE NC
Recording DateJul 22, 2021
Property Address654 TOWNSEND RD, RAEFORD, NC 28376-9749
Document Number001390/761
Book / Page1390 / 761
Map ReferenceMB 4153 PG 7
Instrument DateJun 17, 2021
Instrument6961
Transaction TypeTransfer
Record UpdatedNov 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,088.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address645 LAURINBURG RD, RAEFORD, NC 28376-7205

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 TOWNSEND RD, RAEFORD, NC 28376-9749
InvestorPossibly a Property Investor

Mortgage

Document Number0000006962
DateJul 22, 2021
Instrument6962
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Hoke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHoke County
Unified School DistrictHoke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,027.00 (-8.29%)$526,120 (-) Land $94,870 Building $431,250$526,120 (-) Land $94,870 Building $431,250
2023$526,120 (-) Land $94,870 Building $431,250
2022$4,391.00$526,120 Land $94,870 Building $431,250$526,120 Land $94,870 Building $431,250
2021$4,391.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims5 (2016–2018)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Wildfire

Wildfire RiskModerate
above 69% of the US · above 91% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Lumbee River Electric Membership.

Based on FCC filings for 98 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHOKE CO REGIONAL WATER SYSTEM
serves 36,640 people
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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