654 Tournament Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 654 Tournament Dr, Cincinnati, OH 45244 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,245 sqft · built 1996
Lot Size	0.581 acres (25,308 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Oct 2025)
Tax Bill	$7,840 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-31-10F-135`

Property Details

APN / Parcel Number

Primary APN	`39-31-10F-135`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,245 sqft Living Area
1st Floor Area	1,110 sqft
Basement Area	1,517 sqft
Finished Basement	500 sqft
Unfinished Basement	1,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	25,308 sqft (0.581 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	250 sqft
Deck Area	49 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	654 TOURNAMENT DR
City	CINCINNATI
State	OH
Zip	45244-1087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE POLO FIELDS 3; LOT 147
Legal Subdivision	POLO FIELDS
Legal Lot Number	147
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1015
Census Tract	41406

Owner

Source: Clermont County records · APN 39-31-10F-135

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	654 TOURNAMENT DR, CINCINNATI, OH 45244-1087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	202522678
Deed Book / Page	3006 / 4031
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 28, 2025
Property Address	654 TOURNAMENT DR, CINCINNATI, OH 45244-1087
Document Number	0000022678
Book / Page	3006 / 4031
Map Reference	CAB 5 PG 207-212
Instrument Date	Apr 19, 2025
Instrument	202500022678
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 TOURNAMENT DR, CINCINNATI, OH 45244-1087

Mortgage

Document Number	0000022679
Date	Oct 28, 2025
Instrument	202500022679

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 16, 2021
Property Address	654 TOURNAMENT DR, CINCINNATI, OH 45244-1087
Document Number	0000019568
Book / Page	2884 / 1686
Map Reference	CAB 5 PG 207-212
Instrument Date	Jun 14, 2021
Instrument	202100019568
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	401 E CORPORATE DR STE 150, 150, LEWISVILLE, TX 75057-6449

Mortgage

Document Number	0000019569
Date	Jun 16, 2021
Instrument	202100019569

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jul 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	Milford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,840.00 (-1.72%)	$175,010 (-) Land $27,410 Building $147,600
2024	$7,977.00 (-62.27%) Homeowner's exemption	$175,010 (-) Land $27,410 Building $147,600	$500,000 (-) Land $78,300 Building $421,700
2023	$21,141.00 (+173.74%) Homeowner's exemption	$175,010 (+37.33%) Land $27,410 Building $147,600	$500,000 (+37.32%) Land $78,300 Building $421,700
2022	$7,723.00 Homeowner's exemption	$127,440 Land $19,780 Building $107,660
2020			$364,100 Land $56,500 Building $307,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250414061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 104 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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