654 Tess Trace Rd, Guffey, CO 80820 Property Records

Park County property record for 654 Tess Trace Rd, Guffey, CO 80820

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,493 sqft · built 1998
Lot Size	28.6 acres (1,247,994 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Jun 2024)
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0011893`

Property Details

APN / Parcel Number

Primary APN	`R0011893`
Alternative APN	`11893`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,493 sqft Living Area
1st Floor Area	2,493 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1998
Exterior Material	Other
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	1,247,994 sqft (28.6 acres)
Terrain	Other
Porch	Porch
Porch Area	604 sqft
Deck Area	544 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11893
Street Address	654 TESS TRACE RD
City	GUFFEY
State	CO
Zip	80820-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T15 R72 S05 COVER MOUNTAIN RANCH SUBDIVISION 3 LOT 144
Legal Range	72
Legal Township	15
Legal Section	05
Legal Subdivision	COVER MOUNTAIN FLG 3
Legal Lot Number	144
Jurisdiction	PARK CO
Township / Civil Division	LAKE GEORGE
Census Block Group	2
Census Block	2101
Census Tract	500

Owner

Source: Park County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1312 LA PALOMA WAY, COLORADO SPRINGS, CO 80906-3053
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Dec 2, 2020	Personal Representative Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2024 · Amount on Record
Deed Sale	Jun 17, 2024 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	810244
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	654 TESS TRACE RD, GUFFEY, CO 80820-9000
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	AVEX TITLE LLC, APEX TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 LA PALOMA WAY, COLORADO SPRINGS, CO 80906-3053

Mortgage

Document Number	0000822716
Date	Nov 17, 2025
Instrument	822716

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2056

December 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PARK CO
Recording Date	Dec 2, 2020
Property Address	654 TESS TRACE RD, GUFFEY, CO 80820-9000
Document Number	0000773229
Instrument Date	Nov 25, 2020
Instrument	773229
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	654 TESS TRACE RD, GUFFEY, CO 80820-9000

Mortgage

Document Number	0000773230
Date	Dec 2, 2020
Instrument	773230

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Park County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Park County School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,445.00 (+40.84%)	$29,940 (+29.11%) Land $9,600 Building $20,340	$479,095 (+19.45%) Land $153,611 Building $325,484
2023	$1,026.00 (+46.78%)	$23,190 (+76.08%) Land $8,630 Building $14,560	$401,095 (+111.69%) Land $149,222 Building $251,873
2022	$699.00	$13,170 Land $5,910 Building $7,260	$189,471 Land $85,013 Building $104,458

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 88% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Highline Internet Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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