Franklin County property record for 654 T Lynn Dr, Union, MO 63084
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1987 |
| Lot Size | 6.7 acres (291,852 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jul 2012) |
| Tax Bill | $419 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-5-21.0-0-000-021.000 |
| Primary APN | 17-5-21.0-0-000-021.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Mobile Home |
| Construction Type | Frame |
| Lot Area | 291,852 sqft (6.7 acres) |
| Lean-To | 260 sqft |
| Utility Building | 884 sqft |
| Street Address | 654 T LYNN DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2937 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | CD |
| Legal Description | PT S 1/2 SW |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 21 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 800605 |
654 T Lynn Dr is owned by two individuals who bought it in July 2012.
Source: Franklin County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2502 E OAKBROOK DR, B, COLUMBIA, MO 65202-9203 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK |
| Jun 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2012 · Amount on File |
| Deed Sale | Jul 19, 2012 · Amount on File |
| Deed Document Number | 201212607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 21, 2026 |
| Property Address | 654 T LYNN DR, UNION, MO 63084-2937 |
| Document Number | 0002606721 |
| Instrument Date | May 21, 2026 |
| Instrument | 20262606721 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 654 T LYNN DR, UNION, MO 63084-2937 |
| Document Number | 0002606721, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20262606721 |
| Name | HAWTHORN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 654 T LYNN DR, UNION, MO 63084-2937 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002110856 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2110856 |
| Name | NEWREZ LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 654 T Lynn Dr was $419.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $419.00 | $7,951 | $43,630 Land $20,370 Building $23,260 |
| 2023 | $316.00 (+15.75%) | $5,952 | $33,260 Land $18,370 Building $14,890 |
| 2022 | $273.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 654 T Lynn Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 T Lynn Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 1 serves 3,500 people · EPA ID MO6024211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| BlueBit Networks Fixed Wireless | 10 / 1 |
May also be available: AT&T.
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