654 Sunset Ridge Dr, Mc Henry, MD 21541 Property Records

Garrett County property record for 654 Sunset Ridge Dr, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,722 sqft · built 2008
Lot Size	1.55 acres (67,954 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Oct 2017)
Tax Bill	$3,692 (2023)
Deeds & Mortgages	Jan 2018 Transfer Jan 2018 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-031188`

Property Details

APN / Parcel Number

Primary APN	`06-031188`
Alternative APNs	`6031188` `031188`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,722 sqft Total Area
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	67,954 sqft (1.55 acres)
Porch	Open Porch
Porch Area	192 sqft
Deck Area	581 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	031188
Old Parcel Number	6031188
Street Address	654 SUNSET RIDGE DR
City	MC HENRY
State	MD
Zip	21541-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.56 AC LOT 34 SUNSET RIDGE
Legal Subdivision	SUNSET RIDGE
Legal Lot Number	34
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2006
Census Tract	502

Owner

654 Sunset Ridge Dr is owned by two individuals who acquired it in January 2018.

Source: Garrett County records, as of September 20, 2023

Owner of Record	2 Individual Names on File
Mailing Address	8 DELREY AVE, BALTIMORE, MD 21228-3420
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Quit Claim Deed, Transfer CARTER TITLE LLC
Jan 22, 2018	Quit Claim Deed, Transfer CARTER TITLE LLC
Jan 22, 2018	Quit Claim Deed, Transfer CHARTER TITLE CORPORATION
Dec 22, 2017	Grant Deed, Transfer CARTER TITLE LLC
Oct 24, 2017	Special Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
May 18, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2017 · Amount on File
Deed Sale	Oct 24, 2017 · Amount on File
Prior Sale	Jan 22, 2018
Deed Document Number	0020360273
Deed Book / Page	2036 / 0273
Record Updated	Jun 7, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRETT MD
Recording Date	Jan 22, 2018
Property Address	654 SUNSET RIDGE DR, MC HENRY, MD 21541-1352
Document Number	0020530487
Book / Page	002053 / 000487
Instrument Date	Jan 17, 2018
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	CARTER TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 DERLEY AVE BALTIMORE MD 21228, BALTIMORE, MD 21228

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRETT MD
Recording Date	Jan 22, 2018
Property Address	654 SUNSET RIDGE DR, MC HENRY, MD 21541-1352
Document Number	0020530481
Book / Page	002053 / 000481
Instrument Date	Jan 17, 2018
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	CARTER TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	654 SUNSET RIDGE DR MC HENRY MD 215411352, MC HENRY, MD 21541-1352

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRETT MD
Recording Date	Jan 22, 2018
Property Address	654 SUNSET RIDGE DR, MC HENRY, MD 21541-1352
Document Number	0020530484
Book / Page	002053 / 000484
Instrument Date	Jan 17, 2018
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	CHARTER TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	654 SUNSET RIDGE DR MC HENRY MD 215411352, MC HENRY, MD 21541-1352

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 22, 2017
Property Address	654 SUNSET RIDGE DR, MC HENRY, MD 21541-1352
Document Number	0020490200
Book / Page	002049 / 000200
Instrument Date	Dec 21, 2017
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	CARTER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$37.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 DELREY AVE BALTIMORE MD 212283420, BALTIMORE, MD 21228-3420

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARRETT MD
Recording Date	Oct 24, 2017
Property Address	654 SUNSET RIDGE DR, MC HENRY, MD 21541-1352
Document Number	0020360273
Book / Page	2036 / 0273
Map Reference	MB3 PG93
Instrument Date	Oct 16, 2017
Instrument	2036-0273
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9990 RICHMOND AVE STE 400, 9990, HOUSTON, TX 77042-4546

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	654 SUNSET RIDGE DR, MC HENRY, MD 21541-1352

Mortgage

Document Number	20360278
Date	Oct 24, 2017
Instrument	2036-0278

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GARRETT MD
Recording Date	May 18, 2017
Property Address	654 SUNSET RIDGE DR, MC HENRY, MD 21541-1352
Document Number	0020070178
Book / Page	002007 / 000178
Instrument Date	Jan 11, 2017
Transaction Type	Foreclosure
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$256.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	654 SUNSET RIDGE DR MC HENRY MD 215411352, MC HENRY, MD 21541-1352
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,692.00	$313,600 Land $50,500 Building $263,100	$313,600 Land $50,500 Building $263,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 Sunset Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Sunset Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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