654 Sunset Dr, Pacific Grove, CA 93950 Property Records

Monterey County property record for 654 Sunset Dr, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1962
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Jun 2017)
Tax Bill	$9,246 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-662-032-000`

Property Details

APN / Parcel Number

Primary APN	`006-662-032-000`
Alternative APN	`006-662-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	006-662-032
Street Address	654 SUNSET DR
City	PACIFIC GROVE
State	CA
Zip	93950-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 362 NINE PONDS PARK LOT 7 BLK 1
Legal Subdivision	NINE PONDS PARK
Legal Tract	362
Legal Block	1
Legal Lot Number	7
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2010
Census Tract	12100

Owner

654 Sunset Dr is owned and occupied by two individuals who acquired it in November 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	654 SUNSET DR, PACIFIC GROVE, CA 93950-4828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 14, 2017	Grant Deed, Transfer · Conventional Mortgage GOOGAIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2017 · Amount on File
Deed Sale	Jun 14, 2017 · Amount on File
Deed Document Number	201731355
Last Transfer Date	Nov 24, 2020
Transfer Doc	0000071360
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	654 SUNSET DR, PACIFIC GROVE, CA 93950-4828
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 SUNSET DR, PACIFIC GROVE, CA 93950-4828

Mortgage

Document Number	0000041769
Date	Jun 15, 2021
Instrument	2021041769

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	157 Months
Due	Jul 1, 2034

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 3, 2020
Property Address	654 SUNSET DR, PACIFIC GROVE, CA 93950-4828
Document Number	0000071360
Map Reference	VOL 7 PG 8
Instrument Date	Nov 24, 2020
Instrument	2020071360
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	654 SUNSET DR, PACIFIC GROVE, CA 93950-4828

Mortgage

Document Number	0000071361
Date	Dec 3, 2020
Instrument	2020071361

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Dec 1, 2033

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	654 SUNSET DR, PACIFIC GROVE, CA 93950-4828
Document Number	0000025956
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	654 SUNSET DR PACIFIC GROVE CA 939504828, PACIFIC GROVE, CA 93950-4828

Mortgage

Document Number	0000025956
Date	Jun 1, 2020
Instrument	25956

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 31, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	654 SUNSET DR, PACIFIC GROVE, CA 93950-4828
Document Number	0000056862
Instrument Date	Nov 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	654 SUNSET DR PACIFIC GROVE CA 939504828, PACIFIC GROVE, CA 93950-4828

Mortgage

Document Number	0000056862
Date	Dec 2, 2019
Instrument	56862

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2034

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 14, 2017
Property Address	654 SUNSET DR, PACIFIC GROVE, CA 93950-4828
Document Number	0000031355
Instrument Date	Jun 7, 2017
Instrument	31355
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	654 SUNSET DR PACIFIC GROVE CA 939504828, PACIFIC GROVE, CA 93950-4828

Mortgage

Document Number	31356
Date	Jun 14, 2017
Instrument	31356

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 654 Sunset Dr was $9,246 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,166 (+2%) Land $651,086 Building $213,080
2025	$9,246.00 Homeowner's exemption	$847,222 Land $638,320 Building $208,902
2023	$8,923.00 (+2.08%) Homeowner's exemption	$814,325 Land $613,534 Building $200,791
2022	$8,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 654 Sunset Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 654 Sunset Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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