654 Stewart Canyon Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 654 Stewart Canyon Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,318 sqft · built 1992
Lot Size	8.61 acres (375,487 sqft)
Owner	2 Company Names on File
Last Sale	$645,000 (Sep 2019)
Tax Bill	$9,336 (2025)
Deeds & Mortgages	Mar 2024 Transfer Feb 2022 Mortgage + 3 more
APN	`108-382-05-00`

Property Details

APN / Parcel Number

Primary APN	`108-382-05-00`
Alternative APN	`1083804700`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Building Area	3,318 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	375,487 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1083804700
Street Address	654 STEWART CANYON RD
City	FALLBROOK
State	CA
Zip	92028-8995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM05316
Legal Subdivision	FALLBROOK
Legal Tract	5316
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1050
Census Tract	19002

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	654 STEWART CANYON RD, FALLBROOK, CA 92028-8995
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Intrafamily Transfer, Transfer
Feb 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 20, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Mar 23, 2015 · Amount on Record
Deed Document Number	2019413615
Last Transfer Date	Nov 29, 2023
Transfer Doc	0000067852
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 19, 2024
Property Address	654 STEWART CANYON RD, FALLBROOK, CA 92028-8995
Document Number	0000067852
Instrument Date	Nov 29, 2023
Instrument	2024-0067852
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	654 STEWART CANYON RD, FALLBROOK, CA 92028-8995

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2022
Property Address	654 STEWART CANYON RD, FALLBROOK, CA 92028-8995
Document Number	0000083986
Instrument Date	Feb 17, 2022
Instrument	2022-0083986
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	654 STEWART CANYON RD, FALLBROOK, CA 92028-8995

Mortgage

Document Number	0000083987
Date	Feb 24, 2022
Instrument	2022-0083987

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	654 STEWART CANYON RD, FALLBROOK, CA 92028-8995
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 STEWART CANYON RD, FALLBROOK, CA 92028-8995

Mortgage

Document Number	0000567155
Date	Aug 10, 2021
Instrument	2021-0567155

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	654 STEWART CANYON RD, FALLBROOK, CA 92028-8995
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 STEWART CANYON RD, FALLBROOK, CA 92028-8995

Mortgage

Document Number	0000790217
Date	Dec 9, 2020
Instrument	2020-0790217

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2019
Property Address	654 STEWART CANYON RD, FALLBROOK, CA 92028-8995
Document Number	0000413615
Instrument Date	Aug 15, 2019
Instrument	413615
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 STEWART CANYON RD FALLBROOK CA 920288995, FALLBROOK, CA 92028-8995

Mortgage

Document Number	413616
Date	Sep 20, 2019
Instrument	413616

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Fallbrook Union High School District (09 - 12)
Elementary School District	Vallecitos Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$875,565 (+2%) Land $404,233 Building $471,332
2025	$9,336.00 (+22.79%) Homeowner's exemption	$858,398 (+26.61%) Land $396,307 Building $462,091
2023	$7,603.00 (+1.32%)	$678,009 Land $380,919 Building $297,090
2022	$7,504.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	19 (1978–2019)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Mar 2019
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile USA, Verizon.

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