654 State St, Hammond, IN 46320 Property Records

Lake County property record for 654 State St, Hammond, IN 46320

Property Summary

Property TypeCommercial
Details2,275 sqft · built 1920
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on Record
Tax Bill$2,495 (2024)
Flood ZoneZone X (minimal risk)
APN007-26-34-0132-0013

Property Details

APN / Parcel Number

Primary APN007-26-34-0132-0013
Alternative APNs
  • 45-02-36-427-010.000-023
  • 263401320013

Interior

Stories1 Story
Building Area2,275 sqft Gross Area
1st Floor Area2,275 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceWood or Wood & Steel Frame
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions98 ft deep x 51 ft wide
View / LotAlley
Utility Building2,275 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address654 STATE ST
CityHAMMOND
StateIN
Zip46320
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionL.E. HOHMANS ADD BL.2 LOT 13 & ELY 1 FT. OF LOT 12
Legal SubdivisionL.E. HOHMANS ADD
Legal Block2
Legal Lot Number13,12
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group2
Census Block2020
Census Tract20600

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address654 STATE ST, HAMMOND, IN 46320
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2025
Deed SaleApr 17, 2025
Prior SaleMar 10, 2014
Deed Document Number202510075
Prior Transfer DateApr 2, 2025
Prior Transfer Doc0000010075
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,900 (-6.51%) Land $12,800 Building $23,100$35,900 (-6.51%) Land $12,800 Building $23,100
2024$2,495.00 (+77.58%)
2023$38,400 (+0.52%) Land $12,800 Building $25,600$38,400 (+0.52%) Land $12,800 Building $25,600
2022$1,405.00$38,200 Land $12,300 Building $25,900$38,200 Land $12,300 Building $25,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on State St

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