654 Spec Pond Rd, Porter, ME 04068 Property Records

Oxford County and Porter Town property record for 654 Spec Pond Rd, Porter, ME 04068

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 575 sqft
Lot Size2.75 acres (119,790 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Jan 2023)
Tax Bill$1,764 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNPORR M:R08 L:015-001

Property Details

APN / Parcel Number

Primary APNPORR M:R08 L:015-001
Alternative APN
  • 264

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area575 sqft Living Area

Exterior

Roof MaterialAsphalt
Lot Area119,790 sqft (2.75 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number264
Street Address654 SPEC POND RD
CityPORTER
StateME
Zip04068-3234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number15-1
JurisdictionPORTER ME
Township / Civil DivisionPORTER
Census Block Group2
Census Block2016
Census Tract966900

Owner

654 Spec Pond Rd is owned and occupied by two individuals who bought it in January 2023.

Source: Oxford County and Porter Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address654 SPEC POND RD, PORTER, ME 04068-3234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2023 · Amount on File
Deed SaleJan 23, 2023 · Amount on File
Deed Book / Page5737 / 247
Record UpdatedSep 20, 2026

January 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionPORTER ME
Recording DateJan 23, 2023
Property Address654 SPEC POND RD, PORTER, ME 04068-3234
Document Number0000000626
Book / Page5737 / 247
Instrument DateJan 20, 2023
Instrument626
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address222 OLD BAY RD, DURHAM, NH 03824

Mortgage

Document Number0000000627
DateJan 23, 2023
Instrument627
Lender
NameCASCO FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 654 Spec Pond Rd was $1,764, up 8.8% from the year before.

Source: Oxford County and Porter Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyOxford County
County SubdivisionPorter Town
Unified School DistrictSchool Administrative District 55 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,764.00 (+8.75%)$181,900 (+33.44%) Land $61,500 Building $120,400
2024$1,622.00 (+13.98%)$136,314 (+68.29%) Land $50,800 Building $85,514
2023$1,423.00 (+5.88%)$81,000 (+0.07%) Land $32,800 Building $48,200
2022$1,344.00$80,944 Land $32,750 Building $48,194

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 654 Spec Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Spec Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Spec Pond Rd

Nearby Streets

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