654 Silver Maple Dr, Fenton, MO 63026 Property Records

Jefferson County property record for 654 Silver Maple Dr, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 696 sqft · built 1994
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Sep 2018)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2.0-03.0-2-001-001.06`

Property Details

APN / Parcel Number

Primary APN	`02-2.0-03.0-2-001-001.06`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	696 sqft Living Area
Gross Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	572 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	654 SILVER MAPLE DR
City	FENTON
State	MO
Zip	63026-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	SILVER MAPLE VIEW LOT 32
Legal Range	5E
Legal Township	43N
Legal Section	03
Legal Subdivision	SILVER MAPLE VIEW
Legal Block	1
Legal Lot Number	32
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1000
Census Tract	700208

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 SILVER MAPLE DR, FENTON, MO 63026-4704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · FHA Mortgage ACCESS CAPITAL FUNDING LLC
Sep 25, 2018	Warranty Deed, Transfer · FHA Mortgage ACCESS CAPITAL FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Jan 11, 2018
Deed Document Number	201829279
Prior Transfer Date	Jan 10, 2018
Prior Transfer Doc	0000001140
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	654 SILVER MAPLE DR, FENTON, MO 63026-4704
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045435
Date	Nov 25, 2020
Instrument	2020R-045435

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 25, 2018
Property Address	654 SILVER MAPLE DR, FENTON, MO 63026-4704
Document Number	0000029279
Map Reference	MB128 PG11&12
Instrument Date	Sep 20, 2018
Instrument	2018R-029279
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 SILVER MAPLE DR, FENTON, MO 63026-4704

Mortgage

Document Number	0000029280
Date	Sep 25, 2018
Instrument	2018R-029280

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,600 (-) Land $5,900 Building $27,700	$177,100 (-) Land $31,100 Building $146,000
2025	$2,379.00 (+7.7%)	$33,600 (+11.63%) Land $5,900 Building $27,700
2024			$177,100 (+11.95%) Land $31,100 Building $146,000
2023	$2,209.00	$30,100 Land $4,800 Building $25,300	$158,200 Land $25,300 Building $132,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Silver Maple Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures