654 Sean Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 654 Sean Dr, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,964 sqft · built 1999
Lot Size	1.3 acres (57,063 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Mar 1999)
Tax Bill	$6,520 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-753-90084945`

Property Details

APN / Parcel Number

Primary APN	`02-753-90084945`
Alternative APNs	`2-753-90084945` `75390084945`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,964 sqft Living Area
Gross Area	4,468 sqft
1st Floor Area	1,614 sqft
Basement Area	946 sqft
Finished Basement	946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	57,063 sqft
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	75390084945
Street Address	654 SEAN DR
City	ANNAPOLIS
State	MD
Zip	21401-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 3 STEUART STATION
Legal Subdivision	STEUART STATION
Legal Block	2
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2004
Census Tract	702702

Owner

654 Sean Dr is owned and occupied by two individuals who bought it in March 1999.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	654 SEAN DR, ANNAPOLIS, MD 21401-6504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Apr 20, 2017	Deed of Trust, Mortgage · Construction Mortgage REVERE BANK
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 1999 · Amount on File
Deed Sale	Mar 11, 1999 · Amount on File
Deed Document Number	19992949
Deed Book / Page	9063 / 645
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 15, 2026
Property Address	654 SEAN DR, ANNAPOLIS, MD 21401-6504
Document Number	4226000159
Book / Page	42269 / 159
Instrument Date	Apr 7, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 SEAN DR, ANNAPOLIS, MD 21401-6504
Investor	Possibly a Property Investor

Mortgage

Document Number	4226000159,
Date	Apr 15, 2026
Book Page	42269/159

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	654 SEAN DR, ANNAPOLIS, MD 21401-6504
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	HOMESTEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0308540296
Date	Apr 20, 2017
Book Page	30854/296
Instrument	30854-296

Lender

Name	REVERE BANK
Type	Bank
Address	MILLERSVILLE, MD 21108

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	654 SEAN DR, ANNAPOLIS, MD 21401-6504
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0367190229
Date	May 5, 2021
Book Page	36719/229

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	654 SEAN DR, ANNAPOLIS, MD 21401-6504
Document Number	0308540258
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	HOMELAND TITLE AND ESCROW LIMITED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 SEAN DR ANNAPOLIS MD 214016504, ANNAPOLIS, MD 21401-6504

Mortgage

Document Number	0308540258
Date	Apr 20, 2017
Book Page	030854/000258

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 19, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 654 Sean Dr was $6,520 with a homeowner's exemption, up 2.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$774,700 (+9.25%)	$905,900 (+27.75%) Land $412,200 Building $493,700
2025	$6,520.00 (+2.1%) Homeowner's exemption	$709,100 Land $257,200 Building $451,900	$709,100 Land $257,200 Building $451,900
2024	$6,386.00 (+12.69%)
2023	$5,667.00 Homeowner's exemption	$633,633	$709,100 Land $257,200 Building $451,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 Sean Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Sean Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Sean Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures