Greene County property record for 654 Saddleback Rd, Stanardsville, VA 22973
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,702 sqft · built 2004 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Mar 2025) |
| Tax Bill | $4,078 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18 A 3 |
| Primary APN | 18 A 3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,702 sqft Living Area |
| Basement Area | 2,903 sqft |
| Finished Basement | 1,290 sqft |
| Unfinished Basement | 1,613 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 240 sqft |
| Balcony Area | 24 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 4919 |
|---|---|
| Street Address | 654 SADDLEBACK RD |
| City | STANARDSVILLE |
| State | VA |
| Zip | 22973-2658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-1 |
| Legal Description | RT 639 TR C 10.00 AC |
| Legal Tract | C |
| Jurisdiction | GREENE VA |
| Township / Civil Division | STANARDSVILLE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 30101 |
Source: Greene County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 654 SADDLEBACK RD, STANARDSVILLE, VA 22973-2658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on Record |
| Deed Sale | Mar 7, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2006 · Amount on Record |
| Deed Document Number | 2025392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE VA |
| Property Address | 654 SADDLEBACK RD, STANARDSVILLE, VA 22973-2658 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230000338 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 230000338 |
| Name | REED REED C |
|---|---|
| Type | Private Party |
| Address | 16 S COURT ST, LURAY, VA 22835 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Greene County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Greene County |
| Unified School District | Greene County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,078.00 | $582,700 Land $64,300 Building $518,400 | $582,700 Land $64,300 Building $518,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2018) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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