654 S Oak Ave, Secane (Clifton Heights), PA 19018 Property Records

Delaware County property record for 654 S Oak Ave, Secane, PA 19018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1934
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2022)
Tax Bill	$6,279 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-38-228:000`

Property Details

APN / Parcel Number

Primary APN	`16-38-228:000`
Alternative APN	`16-13-02594-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1638228000
Street Address	654 S OAK AVE
City	SECANE
State	PA
Zip	19018-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 1/2 STY HSE E/P 50 X 200
Legal Block	63
Jurisdiction	DELAWARE PA
Township / Civil Division	UPPER DARBY
Census Block Group	4
Census Block	4000
Census Tract	401502

Owner

654 S Oak Ave is owned and occupied by two individuals who bought it in July 2022.

Source: Delaware County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	654 S OAK AVE, SECANE, PA 19018-3622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Prior Sale	Nov 7, 1974
Deed Document Number	202238474
Deed Book / Page	6843 / 1019
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Jul 13, 2022
Property Address	654 S OAK AVE, SECANE, PA 19018-3622
Document Number	0068431019
Book / Page	6843 / 1019
Instrument Date	Jul 8, 2022
Instrument	2022038474
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CAPSTONE LAND TRANSFER LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	654 S OAK AVE, SECANE, PA 19018-3622

Mortgage

Document Number	0068431023
Date	Jul 13, 2022
Instrument	6843/1023

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 654 S Oak Ave was $6,279.

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Upper Darby Township
Unified School District	Upper Darby School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,279.00	$141,390 Land $49,110 Building $92,280	$141,390 Land $49,110 Building $92,280
2024		$141,390 Land $49,110 Building $92,280
2023	$5,848.00 Homeowner's exemption
2021			$141,390 (-)
2020			$141,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 S Oak Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 S Oak Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,018 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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