654 S Marcella Ave, Rialto, CA 92376 Property Records

San Bernardino County property record for 654 S Marcella Ave, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,431 sqft · built 1990
Lot Size	0.108 acres (4,700 sqft)
Owner	2 Company Names on File
Last Sale	$430,000 (Aug 2021)
Tax Bill	$6,060 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0131-362-47-0000`

Property Details

APN / Parcel Number

Primary APN	`0131-362-47-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,431 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	577 sqft
2nd Floor Area	854 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,700 sqft (0.108 acres)
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	73 sqft
Patio Area	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	654 S MARCELLA AVE
City	RIALTO
State	CA
Zip	92376-7182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14450 LOT 47
Legal Subdivision	TRACT 14450
Legal Tract	14450
Legal Block	2
Legal Lot Number	47
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2003
Census Tract	3607

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	654 S MARCELLA AVE, RIALTO, CA 92376-7182
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Aug 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN WEST FINANCIAL INC
Aug 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN WEST FINANCIAL INC
Aug 24, 2021	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
Mar 31, 2020	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Aug 3, 2009 · Amount on Record
Deed Document Number	2021381310
Last Transfer Date	Nov 6, 2024
Transfer Doc	0000268524
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 22, 2026
Property Address	654 S MARCELLA AVE, RIALTO, CA 92376-7182
Document Number	0000102209
Instrument Date	Mar 30, 2026
Instrument	2026102209
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	654 S MARCELLA AVE, RIALTO, CA 92376-7182

Mortgage

Document Number	0000102209,
Date	Apr 22, 2026
Instrument	2026102209

Lender

Name	EAST WEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Mar 30, 2033

Interest

Rate	5.98%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	654 S MARCELLA AVE, RIALTO, CA 92376-7182
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 W FLORA ST, SANTA ANA, CA 92704-5004

Mortgage

Document Number	0000381313
Date	Aug 24, 2021
Instrument	2021-0381313

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	654 S MARCELLA AVE, RIALTO, CA 92376-7182
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 W FLORA ST, SANTA ANA, CA 92704-5004

Mortgage

Document Number	0000381312
Date	Aug 24, 2021
Instrument	2021-0381312

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2051

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 24, 2021
Property Address	654 S MARCELLA AVE, RIALTO, CA 92376-7182
Document Number	0000381310
Map Reference	MB 232 PG 74-78
Instrument Date	Jul 16, 2021
Instrument	2021-0381310
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 S MARCELLA AVE, RIALTO, CA 92376-7182

Mortgage

Document Number	0000381311
Date	Aug 24, 2021
Instrument	2021-0381311

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	654 S MARCELLA AVE, RIALTO, CA 92376-7182
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113454
Date	Mar 31, 2020
Instrument	2020-0113454

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$465,447 (+2%) Land $116,362 Building $349,085
2025	$6,060.00 (-2.21%) Homeowner's exemption	$456,320 (+4.04%) Land $114,080 Building $342,240
2023	$6,197.00 (+7.53%) Homeowner's exemption	$438,600 Land $109,650 Building $328,950
2022	$5,763.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIALTO serves 59,264 people · EPA ID CA3610038
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Verizon.

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