Richland County property record for 654 S Gamble St, Shelby, OH 44875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,298 sqft · built 1927 |
| Lot Size | 0.909 acres (39,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,514 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-08-220-62-000 |
| Primary APN | 046-08-220-62-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,298 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum Siding |
| Lot Area | 39,600 sqft (0.909 acres) |
| Lot Dimensions | 300 ft deep x 132 ft wide |
| Porch | Porch |
| Porch Area | 184 sqft |
| Deck Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 654 S GAMBLE ST |
|---|---|
| City | SHELBY |
| State | OH |
| Zip | 44875-1712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHELBY CITY 3824 |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | SHARON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 2500 |
654 S Gamble St is owned and occupied by an individual who acquired it in April 1992.
Source: Richland County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 S GAMBLE ST, SHELBY, OH 44875-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 1992 |
| Deed Sale | Apr 23, 1992 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 654 S Gamble St was $1,514 with a homeowner's exemption, up 0.1% from the year before.
Source: Richland County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Richland County |
| County Subdivision | Sharon Township |
| Municipality | Shelby City |
| Unified School District | Shelby City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,514.00 (+0.07%) | $40,660 (-) Land $10,830 Building $29,830 | |
| 2024 | $1,513.00 (-2.76%) Homeowner's exemption | $40,660 (-) Land $10,830 Building $29,830 | |
| 2023 | $1,556.00 (+22.52%) Homeowner's exemption | $40,660 (+36.72%) Land $10,830 Building $29,830 | $116,190 Land $30,950 Building $85,240 |
| 2022 | $1,270.00 Homeowner's exemption | $29,740 Land $9,450 Building $20,290 | |
| 2020 | $84,960 Land $26,990 Building $57,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 S Gamble St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2007 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 S Gamble St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELBY CITY serves 9,453 people · EPA ID OH7004511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon, Watch TV.
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