654 S 800 W, American Fork, UT 84003 Property Records

Utah County property record for 654 S 800 W, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,113 sqft · built 2022
Lot Size	0.137 acres (5,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$628,425 (Apr 2026)
Tax Bill	$2,520 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-696-0107`

Property Details

APN / Parcel Number

Primary APN	`34-696-0107`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,113 sqft Living Area
Gross Area	2,553 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	5,975 sqft (0.137 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	654 S 800 W
City	AMERICAN FORK
State	UT
Zip	84003-4679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 106, PLAT A, AF 10 SUB AREA 0.137 AC.
Legal Subdivision	AF 10 SUB
Legal Lot Number	106
Jurisdiction	UTAH UT
Township / Civil Division	LEHI
Census Block Group	2
Census Block	2082
Census Tract	10131

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 S 800 W, AMERICAN FORK, UT 84003-4679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Nov 30, 2022	Special Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	202626789
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Apr 1, 2026
Property Address	654 S 800 W, AMERICAN FORK, UT 84003-4679
Document Number	0000026789
Instrument Date	Mar 25, 2026
Instrument	202626789
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	MORTGAGE CONNECT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	654 S 800 W, AMERICAN FORK, UT 84003-4679

Mortgage

Document Number	0000026790,
Date	Apr 1, 2026
Instrument	202626790

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 30, 2022
Property Address	654 S 800 W, AMERICAN FORK, UT 84003-4679
Document Number	0000121397
Instrument Date	Nov 30, 2022
Instrument	121397:2022
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	654 SOUTH 800 WEST, AMERICAN FORK, UT 84003-4679

Mortgage

Document Number	0000121398
Date	Nov 30, 2022
Instrument	121398:2022

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,005 (-2.92%)	$509,100 (-2.92%) Land $192,800 Building $316,300
2025	$2,520.00 (+3.11%)	$288,420 (+6.03%)	$524,400 (+6.03%) Land $192,800 Building $331,600
2024	$2,444.00 (+5.85%)
2023	$2,309.00 (+53.02%)	$272,030	$494,600 Land $166,900 Building $327,700
2022	$1,509.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	100 / 25

May also be available: Verizon.

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