Berks County property record for 654 S 18th St, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,396 sqft · built 2025 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,841 (Mar 2024) |
| Tax Bill | $3,088 (2026) |
| Deeds & Mortgages | Apr 2024 Construction Loan Mar 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5316-40-46-8623 |
| Primary APN | 5316-40-46-8623 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Neighborhood |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 16236475 |
|---|---|
| Street Address | 654 S 18TH ST |
| City | READING |
| State | PA |
| Zip | 19606-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 46 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 2001 |
654 S 18th St is owned by two individuals who bought it in March 2024.
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 NEW EGYPT ALLENTOWN RD, PLUMSTED, NJ 08533 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed of Trust, Mortgage · Construction Mortgage SUN FCU |
| Mar 11, 2024 | Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Jun 27, 2022 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on File |
| Deed Sale | Mar 11, 2024 · Amount on File |
| Prior Sale | Jun 27, 2022 · Amount on File |
| Deed Document Number | 20246966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 654 S 18TH ST, READING, PA 19606-2617 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 16 EVERGREEN RD, NEW EGYPT, NJ 08533-1206 |
| Document Number | 0000009536 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 2024009536 |
| Name | SUN FCU |
|---|---|
| Type | Credit Union |
| Address | MAUMEE, OH 43537 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 371 Months |
| Due | Mar 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 7.37% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Mar 11, 2024 |
| Property Address | 654 S 18TH ST, READING, PA 19606-2617 |
| Document Number | 0000006966 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 2024006966 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Tax | $578.42 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 EVERGREEN RD, NEW EGYPT, NJ 08533-1206 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 27, 2022 |
| Property Address | 654 S 18TH ST, READING, PA 19606-2617 |
| Document Number | 0000025618 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022025618 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,178.88 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 816TH STREET, READING, PA 19604 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,088.00 (+90.03%) | $109,400 (+78.18%) Land $39,000 Building $70,400 | $39,000 (-36.48%) Land $39,000 |
| 2024 | $1,625.00 (-39.46%) | $61,400 (-) Land $33,100 Building $28,300 | |
| 2023 | $2,684.00 Homeowner's exemption | $61,400 Land $33,100 Building $28,300 | |
| 1994 | $61,400 Land $33,100 Building $28,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 S 18th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 654 S 18th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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