654 Rutgers Dr, Lancaster, TX 75134 Property Records

Dallas County property record for 654 Rutgers Dr, Lancaster, TX 75134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,998 sqft · built 1961
Lot Size	0.163 acres (7,101 sqft)
Owner	Company Name on Record
Last Sale	$184,870 (Jan 2026)
Tax Bill	$672 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-04750-003-026-0000`

Property Details

APN / Parcel Number

Primary APN	`36-04750-003-026-0000`
Alternative APN	`360475000302600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,998 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,101 sqft (0.163 acres)
Lot Dimensions	109 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	297 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	360475000302600
Street Address	654 RUTGERS DR
City	LANCASTER
State	TX
Zip	75134-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z353
Legal Description	LANCASTER HILLS 2 BLK C LOT 26 RUTGERS DR INT202600018382 DD01222026 CO-DC 0475000302600 4CN04750003
Legal Subdivision	LANCASTER HILLS 2
Legal Tract	4750
Legal Block	C
Legal Lot Number	26
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1020
Census Tract	16704

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	410 SANTIBANEZ RD, ENNIS, TX 75119-1677
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Jan 29, 2026	Vendor's Lien, Transfer · Commercial Mortgage PAJ ENTERPRISES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Deed Document Number	202618382
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Recording Date	May 4, 2026
Property Address	654 RUTGERS DR, LANCASTER, TX 75134-2510
Document Number	0000094231
Instrument Date	Apr 30, 2026
Instrument	202694231
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	602 W GILMER ST, ENNIS, TX 75119-2459

Mortgage

Document Number	0000094231,
Date	May 4, 2026
Instrument	202694231

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Jan 29, 2026
Property Address	654 RUTGERS DR, LANCASTER, TX 75134-2510
Document Number	0000018382
Map Reference	VOL 45 PG 201
Instrument Date	Jan 22, 2026
Instrument	202600018382
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 RUTGERS DR, LANCASTER, TX 75134-2510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 SANTIBANEZ RD, ENNIS, TX 75119-1677
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018383
Date	Jan 29, 2026
Instrument	202600018383

Lender

Name	PAJ ENTERPRISES LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,640 (-) Land $55,000 Building $195,640	$250,640 (-) Land $55,000 Building $195,640
2025	$672.00 (+17.69%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$250,640 (+23.47%) Land $55,000 Building $195,640	$250,640 (+23.47%) Land $55,000 Building $195,640
2024	$571.00
2023	$571.00 (-7.9%) Homeowner's exemption Senior Citizen's exemption	$203,000 Land $45,000 Building $158,000	$203,000 Land $45,000 Building $158,000
2022	$620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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