654 Rossmore Ln, Hayward, CA 94544 Property Records

Alameda County property record for 654 Rossmore Ln, Hayward, CA 94544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1958
Lot Size	0.141 acres (6,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Sep 2022)
Tax Bill	$9,201 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`443-55-63`

Property Details

APN / Parcel Number

Primary APN	`443-55-63`
Alternative APN	`443-0055-063-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,534 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,136 sqft (0.141 acres)

Location & Zoning

Street Address	654 ROSSMORE LN
City	HAYWARD
State	CA
Zip	94544-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00010 BLK: 000B TR: 1724
Legal Subdivision	E SHOWN ON THE MAP OF TRACT 1724
Legal Tract	1724
Legal Block	B
Legal Lot Number	10
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2007
Census Tract	436800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 ROSSMORE LN, HAYWARD, CA 94544-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARDRI LLC
Sep 27, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Sep 22, 2022	Affidavit of Death of Joint Tenant, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Sep 22, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jul 8, 2022	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Sep 12, 2003 · Amount on Record
Deed Document Number	2022161157
Last Transfer Date	Sep 23, 2022
Transfer Doc	0000163140
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	654 ROSSMORE LN, HAYWARD, CA 94544-1730
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 ROSSMORE LN, HAYWARD, CA 94544-1730

Mortgage

Document Number	0000137013
Date	Oct 31, 2025
Instrument	2025137013

Lender

Name	ARDRI LLC
Type	Mortgage Company
Address	27001 AGOURA RD STE 100, CALABASAS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Sep 27, 2022
Property Address	654 ROSSMORE LN, HAYWARD, CA 94544-1730
Document Number	0000163140
Map Reference	MB 37 PG 16&17
Instrument Date	Sep 23, 2022
Instrument	2022163140
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	654 ROSSMORE LN, HAYWARD, CA 94544-1730

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ALAMEDA CA
Recording Date	Sep 22, 2022
Property Address	654 ROSSMORE LN, HAYWARD, CA 94544-1730
Document Number	0000161156
Map Reference	MB 37 PG 16&17
Instrument Date	Sep 12, 2022
Instrument	2022161156
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	718 PINEWOOD AVE, PORTOLA, CA 96129

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 22, 2022
Property Address	654 ROSSMORE LN, HAYWARD, CA 94544-1730
Document Number	0000161157
Map Reference	MB 37 PG 16&17
Instrument Date	Sep 9, 2022
Instrument	2022161157
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,008.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	654 ROSSMORE LN, HAYWARD, CA 94544-1730

Mortgage

Document Number	0000161158
Date	Sep 22, 2022
Instrument	2022161158

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 8, 2022
Property Address	654 ROSSMORE LN, HAYWARD, CA 94544-1730
Document Number	0000124918
Map Reference	MB 37 PG 16&17
Instrument Date	Apr 14, 2022
Instrument	2022124918
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 ROSSMORE LN, HAYWARD, CA 94544-1730

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$767,675 (+1.08%) Land $232,402 Building $542,273
2025	$9,201.00 (+11%) Homeowner's exemption	$759,491 (+13.19%) Land $227,847 Building $531,644
2023	$8,289.00 (+71.01%)	$671,000 (+61.57%) Land $201,300 Building $469,700	$651,780
2022	$4,847.00 Homeowner's exemption	$415,312 Land $124,593 Building $290,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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