654 Ross Ct, Sonoma, CA 95476 Property Records

Sonoma County property record for 654 Ross Ct, Sonoma, CA 95476

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,128 sqft · built 1995
Lot Size	0.294 acres (12,820 sqft)
Owner	Trust Name on File
Last Sale	$1,675,000 (Oct 2020)
Tax Bill	$22,378 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-780-011-000`

Property Details

APN / Parcel Number

Primary APN	`052-780-011-000`
Alternative APN	`052-780-011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,128 sqft Living Area
Gross Area	3,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	12,820 sqft (0.294 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	052-780-011
Street Address	654 ROSS CT
City	SONOMA
State	CA
Zip	95476-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15UA
Legal Description	LOT 11, ROSS ESTATES SUBDV
Legal Subdivision	ROSS ESTATES SUB
Legal Block	4
Legal Lot Number	11
Jurisdiction	SONOMA CA
Township / Civil Division	SONOMA
Census Block Group	4
Census Block	4018
Census Tract	150304

Owner

654 Ross Ct is held in a trust since October 2020.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	2503 UNION ST, SAN FRANCISCO, CA 94123-3832
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Sep 20, 2016 · Amount on File
Deed Document Number	202093673
Prior Transfer Date	Nov 9, 2004
Prior Transfer Doc	0000177006
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 15, 2020
Property Address	654 ROSS CT, SONOMA, CA 95476-6351
Document Number	0000093673
Map Reference	MB 285 PG 39&40
Instrument Date	Oct 12, 2020
Instrument	2020093673
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,842.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2503 UNION ST, SAN FRANCISCO, CA 94123-3832

Mortgage

Document Number	0000093674
Date	Oct 15, 2020
Instrument	2020093674

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 654 Ross Ct was $22,378.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Sonoma Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,849,331 (+2%) Land $496,834 Building $1,352,497
2025	$22,378.00	$1,813,071 Land $487,093 Building $1,325,978
2023	$21,108.00 (+1.06%)	$1,742,670 Land $468,180 Building $1,274,490
2022	$20,887.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 654 Ross Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Ross Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY OF THE MOON WATER DISTRICT serves 23,140 people · EPA ID CA4910013
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20