654 Rose Valley Rd, Cold Brook, NY 13324 Property Records

Herkimer County and Newport Town property record for 654 Rose Valley Rd, Cold Brook, NY 13324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2006
Lot Size	7.1 acres (309,276 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Oct 2021)
Tax Bill	$3,632 (2026)
Deeds & Mortgages	Apr 2024 Sale Oct 2021 Sale
APN	`213889 089.3-1-11.5`

Property Details

APN / Parcel Number

Primary APN	`213889 089.3-1-11.5`
Alternative APN	`388908900300010115000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	309,276 sqft (7.1 acres)
Lot Width	400 ft Width
Garage Type	Detached
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	640 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	654 ROSE VALLEY RD
City	COLD BROOK
State	NY
Zip	13324-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	11.500
Jurisdiction	HERKIMER NY
Township / Civil Division	NEWPORT
Census Block Group	3
Census Block	3001
Census Tract	11400

Owner

Source: Herkimer County and Newport Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	654 ROSE VALLEY RD, COLD BROOK, NY 13324-1819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed, Transfer
Oct 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Jul 23, 2015 · Amount on Record
Deed Document Number	20215791
Last Transfer Date	Apr 5, 2024
Transfer Doc	0020242352
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	Apr 25, 2024
Property Address	654 ROSE VALLEY RD, COLD BROOK, NY 13324-1819
Document Number	RP20241766
Instrument Date	Apr 5, 2024
Instrument	RP2024-1766
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 ROSE VALLEY RD, COLD BROOK, NY 13324-1819

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Oct 15, 2021
Property Address	654 ROSE VALLEY RD, COLD BROOK, NY 13324-1819
Document Number	0020215791
Instrument Date	Oct 12, 2021
Instrument	2021-5791
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 WEBB LN, COLD BROOK, NY 13324-4414

Tax Assessment & Valuation

Source: Herkimer County and Newport Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Newport Town
Unified School District	West Canada Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,632.00 (+5.03%) Veteran's exemption
2025	$3,458.00 (+8%)	$130,500 (-) Land $24,500 Building $106,000	$228,947 (+17.54%) Land $42,982 Building $185,965
2023		$130,500 Land $24,500 Building $106,000	$194,776 Land $36,567 Building $158,209
2020	$3,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (2000–2019)
Claims Outside the SFHA	6 of 17
Most Recent Claim	Nov 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 8 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 3 claims Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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