654 Ridgeview Dr, Harrison, OH 45030 Property Records

Hamilton County property record for 654 Ridgeview Dr, Harrison, OH 45030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,148 sqft · built 1979
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,000 (Nov 2022)
Tax Bill	$4,331 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`561-0020-0226-00`

Property Details

APN / Parcel Number

Primary APN	`561-0020-0226-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,148 sqft Living Area
Gross Area	3,040 sqft
1st Floor Area	864 sqft
2nd Floor Area	912 sqft
Basement Area	864 sqft
Finished Basement	372 sqft
Unfinished Basement	492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	128 ft deep x 58.6 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	360 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	654 RIDGEVIEW DR
City	HARRISON
State	OH
Zip	45030-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW DR 58.63 X 128.43 IRR LOT 31 WESTBROOK ESTATES PHASE 4BLK A
Legal Subdivision	WESTBROOK ESTATES PHASE 4
Legal Block	A
Legal Lot Number	31
Jurisdiction	HAMILTON OH
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1017
Census Tract	26104

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 RIDGEVIEW DR, HARRISON, OH 45030-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Mar 8, 1996
Deed Document Number	2022107869
Deed Book / Page	14799 / 1008
Transfer Doc	0000000809
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 22, 2022
Property Address	654 RIDGEVIEW DR, HARRISON, OH 45030-2026
Document Number	0000107869
Book / Page	14799 / 1008
Map Reference	MB 44 PG 58
Instrument Date	Nov 14, 2022
Instrument	2022-0107869
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$831.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	654 RIDGEVIEW DR, HARRISON, OH 45030-2026

Mortgage

Document Number	0000107870
Date	Nov 22, 2022
Instrument	2022-0107870

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Harrison Township
Municipality	Harrison City
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,331.00 (+0.56%)	$96,950 (-) Land $11,340 Building $85,610	$277,000 (-) Land $32,400 Building $244,600
2024	$4,307.00 (-0.85%)	$96,950 (-) Land $11,340 Building $85,610
2023	$4,344.00 (+50.68%)	$96,950 (+72.09%) Land $11,340 Building $85,610	$277,000 (+72.09%) Land $32,400 Building $244,600
2022	$2,883.00 Homeowner's exemption	$56,337 Land $9,944 Building $46,393
2020			$160,960 Land $28,410 Building $132,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20