654 Ridgemoor Ct, Midlothian, VA 23114 Property Records

Chesterfield County property record for 654 Ridgemoor Ct, Midlothian, VA 23114

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,906 sqft · built 2004
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on File
Last Sale	$291,000 (Jul 2021)
Tax Bill	$3,296 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`730-70-31-96-300-000`

Property Details

APN / Parcel Number

Primary APN	`730-70-31-96-300-000`
Alternative APN	`440185000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,906 sqft Finished Area
Basement Area	720 sqft
Finished Basement	454 sqft
Unfinished Basement	266 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	3,006 sqft (0.069 acres)

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	90 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	440185000
Street Address	654 RIDGEMOOR CT
City	MIDLOTHIAN
State	VA
Zip	23114-5547
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RTH - RES,
Legal Description	RIDGEMOOR 001
Legal Subdivision	RIDGEMOOR AT THE GROVE
Legal Lot Number	1
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	4
Census Block	4009
Census Tract	100929

Owner

654 Ridgemoor Ct, a townhouse, is owned by an individual who acquired it in February 2022.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	8503 GLEN ROYAL DR, CHESTERFIELD, VA 23832-2792
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Sep 4, 2015 · Amount on File
Deed Document Number	202145697
Deed Book / Page	13521 / 855
Last Transfer Date	Feb 8, 2022
Transfer Doc	0000007062
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 15, 2021
Property Address	654 RIDGEMOOR CT, MIDLOTHIAN, VA 23114-5547
Document Number	013521-855
Book / Page	13521 / 855
Instrument Date	Jul 13, 2021
Instrument	2021045697
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	DOMINION CAPITAL TITLE LLC, DOMINION CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 RIDGEMOOR CT, MIDLOTHIAN, VA 23114-5547

Mortgage

Document Number	2021045698
Date	Jul 15, 2021
Instrument	2021045698

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 654 Ridgemoor Ct was $3,296.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,296.00	$369,600 (+10.43%) Land $73,000 Building $296,600	$369,600 (+10.43%) Land $73,000 Building $296,600
2025		$334,700 Land $61,000 Building $273,700	$334,700 Land $61,000 Building $273,700
2023	$2,655.00	$291,000 Land $52,000 Building $239,000	$291,000 Land $52,000 Building $239,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 Ridgemoor Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Ridgemoor Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20