San Joaquin County property record for 654 Ridge Ave, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1928 |
| Square Footage | 1,100 sqft Living Area |
| Lot Size | 8,961 sqft (0.205 acres) |
| Garage | Mixed |
| Occupancy | Owner Occupied |
| Tax Bill | $2,114.00 (2025) |
| Primary APN | 261-100-140-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,100 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1928 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 8,961 sqft (0.205 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | None Cooling |
|---|
| Street Address | 654 RIDGE AVE |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2026 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:RIPON MAP REF:MB 261 PG 10 |
| Legal Subdivision | RIPONA |
| Legal Block | 23 |
| Legal Lot Number | 2 3 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 1 |
| Census Block | 1064 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-100-140-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 RIDGE AVE, RIPON, CA 95366-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Dec 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Dec 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 1992 |
| Deed Sale | Jun 01, 1992 |
| Deed Doc Number | 1992-062185 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 654 RIDGE AVE, RIPON, CA 95366-2026 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 654 RIDGE AVE, RIPON, CA 95366-2026 |
| Document Number | 0000074338 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022-074338 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 654 RIDGE AVE, RIPON, CA 95366-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TIMIOS INC CALIFORNIA OPERAT |
| Name | Verified Name |
|---|
| Document Number | 0000133479 |
|---|---|
| Date | Dec 05, 2018 |
| Instrument | 2018-133479 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 654 RIDGE AVE, RIPON, CA 95366-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE 365 INC |
| Name | Verified Name |
|---|
| Document Number | 0000143669 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019-143669 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2035 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,114.00 (+3.73%) | $189,517 (+4.04%) Land $70,707 Building $118,810 |
| 2023 | $2,038.00 (+1.6%) | $182,160 Land $67,962 Building $114,198 |
| 2022 | $2,006.00 |
654 Ridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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